PNB Housing Finance Limited (NSE:PNBHOUSING)
India
· Delayed Price · Currency is INR 1,082.80
-9.40 (-0.86%)
May 14, 2025, 1:30 PM IST
PNB Housing Finance Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2016 - 2020 |
|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 | Mar '21 Mar 31, 2021 | 2016 - 2020 |
| Interest and Dividend Income | 72,737 | 67,422 | 61,991 | 58,220 | 71,898 | Upgrade
|
| Total Interest Expense | 45,514 | 42,506 | 38,878 | 40,558 | 50,838 | Upgrade
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| Net Interest Income | 27,223 | 24,916 | 23,113 | 17,662 | 21,060 | Upgrade
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| Commissions and Fees | 3,643 | 2,729 | 2,833 | 2,626 | 1,812 | Upgrade
|
| Gain (Loss) on Sale of Investments | - | 349.8 | 341 | 1,114 | 1,623 | Upgrade
|
| Other Revenue | 535.8 | 70.1 | 132.3 | 48 | 906.9 | Upgrade
|
| Revenue Before Loan Losses | 31,402 | 28,065 | 26,419 | 21,450 | 25,402 | Upgrade
|
| Provision for Loan Losses | -1,585 | -1,832 | -11,261 | 148.2 | 7,786 | Upgrade
|
| Revenue | 32,988 | 29,897 | 37,680 | 21,301 | 17,617 | Upgrade
|
| Revenue Growth (YoY) | 10.34% | -20.66% | 76.89% | 20.91% | -33.55% | Upgrade
|
| Salaries & Employee Benefits | 4,215 | 3,373 | 2,660 | 2,166 | 2,113 | Upgrade
|
| Cost of Services Provided | 138.2 | 674.7 | 581.6 | 485.7 | 392 | Upgrade
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| Other Operating Expenses | 3,218 | 2,258 | 1,669 | 1,575 | 1,317 | Upgrade
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| Total Operating Expenses | 8,130 | 10,355 | 22,807 | 10,381 | 5,243 | Upgrade
|
| Operating Income | 24,858 | 19,542 | 14,873 | 10,920 | 12,374 | Upgrade
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| EBT Excluding Unusual Items | 24,858 | 19,542 | 14,873 | 10,920 | 12,374 | Upgrade
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| Gain (Loss) on Sale of Investments | - | - | -785.5 | - | - | Upgrade
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| Pretax Income | 24,858 | 19,539 | 13,609 | 10,840 | 12,070 | Upgrade
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| Income Tax Expense | 5,496 | 4,459 | 3,149 | 2,475 | 2,771 | Upgrade
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| Net Income | 19,361 | 15,080 | 10,460 | 8,365 | 9,299 | Upgrade
|
| Net Income to Common | 19,361 | 15,080 | 10,460 | 8,365 | 9,299 | Upgrade
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| Net Income Growth | 28.39% | 44.17% | 25.05% | -10.05% | 43.89% | Upgrade
|
| Shares Outstanding (Basic) | 260 | 258 | 169 | 169 | 168 | Upgrade
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| Shares Outstanding (Diluted) | 260 | 259 | 169 | 169 | 168 | Upgrade
|
| Shares Change (YoY) | 0.26% | 53.47% | -0.02% | 0.36% | 0.01% | Upgrade
|
| EPS (Basic) | 74.52 | 58.37 | 62.01 | 49.64 | 55.29 | Upgrade
|
| EPS (Diluted) | 74.52 | 58.20 | 61.95 | 49.53 | 55.26 | Upgrade
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| EPS Growth | 28.04% | -6.05% | 25.08% | -10.37% | 43.87% | Upgrade
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| Free Cash Flow | -81,064 | -47,008 | -18,799 | 62,391 | 66,036 | Upgrade
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| Free Cash Flow Per Share | -312.01 | -181.41 | -111.34 | 369.45 | 392.44 | Upgrade
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| Dividend Per Share | 5.000 | - | - | - | - | Upgrade
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| Operating Margin | 75.36% | 65.36% | 39.47% | 51.27% | 70.24% | Upgrade
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| Profit Margin | 58.69% | 50.44% | 27.76% | 39.27% | 52.79% | Upgrade
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| Free Cash Flow Margin | -245.74% | -157.23% | -49.89% | 292.90% | 374.84% | Upgrade
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| Effective Tax Rate | 22.11% | 22.82% | 23.14% | 22.83% | 22.96% | Upgrade
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| Revenue as Reported | 76,916 | 70,571 | 65,297 | 62,007 | 76,241 | Upgrade
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Updated Jan 21, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.