Ujjivan Small Finance Bank Limited (NSE:UJJIVANSFB)

NSE:UJJIVANSFB Balance Sheet

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Cash & Equivalents	31,334	2,004	1,854	6,489	4,043
Investment Securities	117,300	97,660	86,603	41,529	31,605
Total Investments	117,300	97,660	86,603	41,529	31,605
Gross Loans	313,900	268,829	212,897	163,032	144,940
Net Loans	313,900	268,829	212,897	163,032	144,940
Property, Plant & Equipment	4,569	4,267	2,829	2,494	2,807
Accrued Interest Receivable	-	4,065	3,244	2,186	1,658
Other Receivables	364.3	-	-	-	-
Restricted Cash	-	23,235	21,283	15,143	15,292
Other Current Assets	-	-	102.32	686.1	470.74
Other Long-Term Assets	9,425	4,162	4,357	4,563	2,990
Total Assets	476,892	404,222	333,169	236,122	203,805
Interest Bearing Deposits	376,305	306,281	249,519	177,874	126,929
Non-Interest Bearing Deposits	-	8,341	5,858	5,048	4,429
Total Deposits	376,305	314,622	255,377	182,922	131,358
Current Portion of Long-Term Debt	-	13,390	8,824	8,161	23,347
Accrued Interest Payable	-	2,361	1,923	1,888	1,173
Other Current Liabilities	-	2,772	1,559	1,534	1,964
Long-Term Debt	28,454	8,319	17,591	9,475	9,126
Other Long-Term Liabilities	11,299	6,625	5,805	4,116	4,649
Total Liabilities	416,057	348,087	291,078	208,095	171,617
Preferred Stock, Non-Redeemable	-	-	2,000	2,000	2,000
Total Preferred Equity	-	-	2,000	2,000	2,000
Common Stock	19,350	5,187	19,547	17,283	17,283
Additional Paid-In Capital	-	7,719	9,619	7,222	7,222
Retained Earnings	-	27,451	9,529	687.31	4,847
Comprehensive Income & Other	41,484	15,778	1,396	834.22	835.64
Total Common Equity	60,834	56,135	40,091	26,026	30,188
Shareholders' Equity	60,834	56,135	42,091	28,026	32,188
Total Liabilities & Equity	476,892	404,222	333,169	236,122	203,805
Total Debt	28,454	21,708	26,415	17,636	32,473
Net Cash (Debt)	2,880	-19,704	-23,061	-11,147	-21,990
Net Cash Per Share	1.47	-10.05	-12.44	-6.45	-12.72
Filing Date Shares Outstanding	1,939	1,959	1,955	1,728	1,728
Total Common Shares Outstanding	1,939	1,959	1,955	1,728	1,728
Book Value Per Share	31.37	28.66	20.51	15.06	17.47
Tangible Book Value	60,834	56,135	40,091	26,026	30,188
Tangible Book Value Per Share	31.37	28.66	20.51	15.06	17.47

Updated Jan 23, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.