General Capital Limited (NZE:GEN)

General Capital Income Statement

Financials in millions NZD. Fiscal year is April - March.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest and Dividend Income	18.15	13.68	10.62	5.57	3.53
Total Interest Expense	11.65	8.1	5.22	2.98	2.25
Net Interest Income	6.51	5.58	5.39	2.6	1.29
Commissions and Fees	4.25	3.33	2.98	1.89	0.93
Other Revenue	0.23	0.16	0.11	0.55	0.33
Revenue Before Loan Losses	10.98	9.08	8.49	5.04	2.55
Provision for Loan Losses	0.43	0.06	0.57	0.07	0.03
Revenue	10.56	9.02	7.91	4.98	2.52
Revenue Growth (YoY)	17.07%	13.96%	58.99%	97.43%	17.53%
Salaries & Employee Benefits	2	1.79	1.22	1.01	0.78
Cost of Services Provided	1.19	0.99	0.79	0.56	0.38
Other Operating Expenses	3.3	2.62	1.9	1.36	1.01
Total Operating Expenses	6.57	5.43	4.03	3.09	2.21
Operating Income	3.99	3.59	3.88	1.89	0.31
EBT Excluding Unusual Items	3.99	3.59	3.88	1.89	0.31
Gain (Loss) on Sale of Investments	-	-	-	-	-0.19
Impairment of Goodwill	-	-	-0.54	-	-
Pretax Income	3.94	3.59	3.34	1.89	0.12
Income Tax Expense	1.13	0.95	1.09	0.55	0.04
Net Income	2.81	2.63	2.26	1.34	0.08
Net Income to Common	2.81	2.63	2.26	1.34	0.08
Net Income Growth	6.56%	16.60%	68.44%	1539.63%	-36.89%
Shares Outstanding (Basic)	91	91	58	43	40
Shares Outstanding (Diluted)	91	91	58	43	40
Shares Change (YoY)	0.05%	58.06%	33.26%	6.78%	1.29%
EPS (Basic)	0.03	0.03	0.04	0.03	0.00
EPS (Diluted)	0.03	0.03	0.04	0.03	0.00
EPS Growth	6.51%	-26.10%	26.18%	1453.35%	-37.48%
Free Cash Flow	40.92	4.17	-3.46	5.97	-1.93
Free Cash Flow Per Share	0.45	0.05	-0.06	0.14	-0.05
Dividend Per Share	0.010	-	-	-	-
Operating Margin	37.77%	39.77%	49.06%	37.95%	12.33%
Profit Margin	26.58%	29.21%	28.54%	26.94%	3.24%
Free Cash Flow Margin	387.65%	46.26%	-43.70%	120.07%	-76.60%
Effective Tax Rate	28.73%	26.56%	32.47%	29.01%	32.27%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.