Aasen Sparebank (OSL:AASB)

Aasen Sparebank Income Statement

Financials in millions NOK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	381.17	376.2	302.15	168.78	118.26	122.46
Interest Income on Investments	27.31	26.38	22	12.54	8.54	8.61
Total Interest Income	408.47	402.58	324.15	181.32	126.8	131.07
Interest Paid on Deposits	250.17	244.28	171.94	70.05	33.62	42.63
Total Interest Expense	250.17	244.28	171.94	70.05	33.62	42.63
Net Interest Income	158.3	158.3	152.2	111.27	93.19	88.44
Net Interest Income Growth (YoY)	1.53%	4.01%	36.79%	19.40%	5.37%	2.96%
Gain (Loss) on Sale of Investments	-	-	-	-0.17	0.89	-
Other Non-Interest Income	31.05	31.53	25.02	17.78	26.11	26.63
Total Non-Interest Income	31.05	31.53	25.02	17.61	27	26.63
Non-Interest Income Growth (YoY)	22.81%	26.02%	42.05%	-34.78%	1.40%	11.56%
Revenues Before Loan Losses	189.36	189.83	177.22	128.88	120.19	115.07
Provision for Loan Losses	0.77	3.53	4.66	4.71	4.2	10.34
Revenue	188.58	186.3	172.57	124.17	116	104.73
Revenue Growth (YoY)	8.82%	7.96%	38.97%	7.05%	10.76%	-0.85%
Salaries and Employee Benefits	46.13	45.29	40.01	34.4	32.2	28.83
Occupancy Expenses	3.58	3.64	3.62	3.63	3.37	2.28
Selling, General & Administrative	1.62	1.62	1.53	1.27	1.11	2.68
Other Non-Interest Expense	34.36	34.04	27.79	22.55	27.22	22.22
Total Non-Interest Expense	85.68	84.59	72.95	61.85	63.89	56.01
EBT Excluding Unusual Items	102.9	101.71	99.61	62.32	52.1	48.72
Pretax Income	102.9	101.71	99.61	62.32	52.1	48.72
Income Tax Expense	23	22.72	23.27	12.71	11.38	11.33
Net Income	79.9	78.99	76.34	49.62	40.72	37.39
Preferred Dividends & Other Adjustments	59.31	59.31	55.23	38.19	31.55	28.53
Net Income to Common	20.6	19.68	21.11	11.43	9.17	8.85
Net Income Growth	6.43%	3.46%	53.87%	21.85%	8.92%	-7.83%
Basic Shares Outstanding	-	2	2	2	1	1
Diluted Shares Outstanding	-	2	2	2	1	1
Shares Change (YoY)	-	-	-	70.60%	-	-
EPS (Basic)	-	11.38	12.20	6.61	9.04	8.73
EPS (Diluted)	-	11.38	12.20	6.61	9.04	8.73
EPS Growth	-	-6.77%	84.72%	-26.95%	3.59%	-78.17%
Dividend Per Share	9.000	9.000	9.000	6.500	7.000	6.000
Dividend Growth	-	-	38.46%	-7.14%	16.67%	-25.00%
Effective Tax Rate	22.35%	22.34%	23.36%	20.39%	21.85%	23.26%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.