Bien Sparebank ASA (OSL:BIEN)
154.00
-3.00 (-1.91%)
At close: Dec 4, 2025
Bien Sparebank ASA Balance Sheet
Financials in millions NOK. Fiscal year is January - December.
Millions NOK. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Cash & Equivalents | 214.15 | 110.49 | 100.12 | 222.53 | 138.61 | 181.1 | Upgrade
|
| Investment Securities | 300.22 | 1,132 | 932.07 | 196.34 | 133.47 | 135.88 | Upgrade
|
| Trading Asset Securities | 692.32 | - | - | 699.54 | 1,043 | 997.44 | Upgrade
|
| Total Investments | 992.55 | 1,132 | 932.07 | 895.88 | 1,177 | 1,133 | Upgrade
|
| Gross Loans | 4,815 | 4,201 | 4,064 | 3,821 | 3,661 | 3,729 | Upgrade
|
| Allowance for Loan Losses | -9.07 | -9.37 | -10.09 | -11.91 | -15.69 | -11.26 | Upgrade
|
| Net Loans | 4,806 | 4,191 | 4,053 | 3,809 | 3,645 | 3,717 | Upgrade
|
| Property, Plant & Equipment | 10.84 | 13.98 | 18.16 | 22.41 | 26.73 | 4.18 | Upgrade
|
| Other Current Assets | - | 3.4 | 0.73 | 4.66 | 3.69 | - | Upgrade
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| Long-Term Deferred Tax Assets | - | 0.94 | 1.02 | 3.16 | 0.21 | - | Upgrade
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| Other Long-Term Assets | 5.04 | 1.05 | 0.88 | 1.97 | 5.24 | 5.42 | Upgrade
|
| Total Assets | 6,029 | 5,453 | 5,106 | 4,960 | 4,997 | 5,041 | Upgrade
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| Accounts Payable | - | 4.94 | 5.98 | 6.34 | 1.07 | 1.05 | Upgrade
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| Accrued Expenses | - | 3.67 | 2.13 | 3.85 | 2.79 | 0.35 | Upgrade
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| Interest Bearing Deposits | 3,953 | 3,563 | 3,309 | 3,317 | 3,448 | 3,492 | Upgrade
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| Total Deposits | 3,953 | 3,563 | 3,309 | 3,317 | 3,448 | 3,492 | Upgrade
|
| Short-Term Borrowings | - | 70.14 | 70.11 | 101.56 | - | - | Upgrade
|
| Current Portion of Long-Term Debt | 181.45 | 197.19 | 183.04 | 201.79 | 151.1 | 199.41 | Upgrade
|
| Current Income Taxes Payable | - | 17.42 | 13.56 | 8.07 | 7.75 | 7.16 | Upgrade
|
| Other Current Liabilities | - | - | - | - | - | 0 | Upgrade
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| Long-Term Debt | 1,107 | 853.02 | 796.35 | 619 | 808.21 | 816.44 | Upgrade
|
| Long-Term Leases | - | 10.84 | 15.05 | - | - | - | Upgrade
|
| Pension & Post-Retirement Benefits | - | - | - | - | - | 0.85 | Upgrade
|
| Other Long-Term Liabilities | 44.72 | 16.82 | 16.72 | 49.71 | 43.07 | 14.32 | Upgrade
|
| Total Liabilities | 5,286 | 4,737 | 4,412 | 4,308 | 4,462 | 4,532 | Upgrade
|
| Common Stock | 195.26 | 195.26 | 195.26 | 195.26 | 172.44 | 172.44 | Upgrade
|
| Additional Paid-In Capital | 170.82 | 170.82 | 170.82 | 170.82 | 141.7 | 141.7 | Upgrade
|
| Retained Earnings | 336.92 | 238.16 | 209.18 | 176.12 | 151.4 | 130.23 | Upgrade
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| Comprehensive Income & Other | 40 | 112.45 | 118.93 | 110.06 | 68.97 | 65.35 | Upgrade
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| Shareholders' Equity | 743 | 716.69 | 694.19 | 652.26 | 534.51 | 509.73 | Upgrade
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| Total Liabilities & Equity | 6,029 | 5,453 | 5,106 | 4,960 | 4,997 | 5,041 | Upgrade
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| Total Debt | 1,288 | 1,131 | 1,065 | 922.35 | 959.31 | 1,016 | Upgrade
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| Net Cash (Debt) | -381.6 | -1,021 | -964.44 | -0.28 | 222.53 | 162.71 | Upgrade
|
| Net Cash Growth | - | - | - | - | 36.77% | - | Upgrade
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| Net Cash Per Share | -67.18 | -179.70 | -169.79 | -0.05 | 44.36 | 32.43 | Upgrade
|
| Filing Date Shares Outstanding | 5.68 | 5.68 | 5.68 | 5.68 | 5.02 | 5.02 | Upgrade
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| Total Common Shares Outstanding | 5.68 | 5.68 | 5.68 | 5.68 | 5.02 | 5.02 | Upgrade
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| Book Value Per Share | 123.76 | 119.13 | 115.17 | 107.79 | 100.57 | 95.89 | Upgrade
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| Tangible Book Value | 743 | 716.69 | 694.19 | 652.26 | 534.51 | 509.73 | Upgrade
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| Tangible Book Value Per Share | 123.76 | 119.13 | 115.17 | 107.79 | 100.57 | 95.89 | Upgrade
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Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.