Bien Sparebank ASA Cash Flow Statement

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Net Income	62.11	60.77	55.85	42.09	29.5	26.02	Upgrade
Depreciation & Amortization	4.19	4.19	4.25	4.32	4.4	0.57	Upgrade
Other Operating Activities	-78.42	-38.85	-230.39	38.4	-9.1	-0.35	Upgrade
Operating Cash Flow	-12.13	26.11	-170.29	84.8	24.8	26.23	Upgrade
Operating Cash Flow Growth	-	-	-	241.95%	-5.46%	-81.98%	Upgrade
Sale of Property, Plant and Equipment	-	-	19.74	-	-	-	Upgrade
Investment in Securities	8.85	-10.79	-2.96	-31.78	4.58	-8.64	Upgrade
Other Investing Activities	8.39	4.66	6.48	9.1	7.83	8.34	Upgrade
Investing Cash Flow	17.24	-6.13	23.25	-22.68	12.41	-0.31	Upgrade
Long-Term Debt Issued	-	420	420	189.83	170	16.78	Upgrade
Long-Term Debt Repaid	-	-345.2	-323.7	-185.25	-229.21	-29.54	Upgrade
Net Debt Issued (Repaid)	233.55	74.8	96.3	4.58	-59.21	-12.76	Upgrade
Common Dividends Paid	-30.39	-27.95	-21.05	-11.7	-8.5	-8.1	Upgrade
Other Financing Activities	-54.06	-56.46	-50.63	28.91	-11.99	-17.79	Upgrade
Financing Cash Flow	149.11	-9.61	24.63	21.79	-79.7	-38.66	Upgrade
Net Cash Flow	154.22	10.38	-122.41	83.92	-42.49	-12.73	Upgrade
Free Cash Flow	-12.13	26.11	-170.29	84.8	24.8	26.23	Upgrade
Free Cash Flow Growth	-	-	-	241.95%	-5.46%	-81.98%	Upgrade
Free Cash Flow Margin	-7.61%	17.01%	-116.95%	73.39%	25.17%	28.13%	Upgrade
Free Cash Flow Per Share	-2.13	4.60	-29.98	14.93	4.94	5.23	Upgrade
Cash Interest Paid	171.97	170.5	132.9	58.7	41.79	62.7	Upgrade
Cash Income Tax Paid	19.3	13.62	7.78	7.8	9.68	11.16	Upgrade

Updated Mar 5, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.