Haugesund Sparebank (OSL:HGSB)
Norway
· Delayed Price · Currency is NOK 160.50
-2.20 (-1.35%)
At close: Dec 5, 2025
Haugesund Sparebank Income Statement
Financials in millions NOK. Fiscal year is January - December.
Millions NOK. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest Income on Loans | 888.15 | 834.77 | 657.44 | 387.66 | 275.95 | 309.2 | Upgrade
|
| Interest Income on Investments | 49.33 | 73.84 | 58.72 | 38.6 | 36.83 | 20.6 | Upgrade
|
| Total Interest Income | 937.48 | 908.62 | 716.16 | 426.26 | 312.78 | 329.8 | Upgrade
|
| Interest Paid on Deposits | 577.57 | 531.79 | 370.53 | 151.23 | 66.94 | 104.53 | Upgrade
|
| Total Interest Expense | 577.57 | 531.79 | 370.53 | 151.23 | 66.94 | 104.53 | Upgrade
|
| Net Interest Income | 359.91 | 376.83 | 345.63 | 275.03 | 245.84 | 225.27 | Upgrade
|
| Net Interest Income Growth (YoY) | -11.47% | 9.03% | 25.67% | 11.87% | 9.13% | -0.92% | Upgrade
|
| Other Non-Interest Income | 53.99 | 50.56 | 49.08 | 40.06 | 49.5 | 71.81 | Upgrade
|
| Total Non-Interest Income | 53.99 | 50.56 | 49.08 | 40.06 | 49.5 | 71.81 | Upgrade
|
| Non-Interest Income Growth (YoY) | 1.73% | 3.01% | 22.51% | -19.07% | -31.06% | 61.86% | Upgrade
|
| Revenues Before Loan Losses | 413.9 | 427.39 | 394.71 | 315.09 | 295.34 | 297.08 | Upgrade
|
| Provision for Loan Losses | 19.43 | 18.65 | 22.64 | 28.99 | 13.05 | 35.54 | Upgrade
|
| Revenue | 394.47 | 408.74 | 372.07 | 286.1 | 282.29 | 261.54 | Upgrade
|
| Revenue Growth (YoY) | -10.17% | 9.86% | 30.05% | 1.35% | 7.93% | 1.40% | Upgrade
|
| Salaries and Employee Benefits | 86.75 | 80.47 | 75.47 | 62.39 | 62.53 | 57 | Upgrade
|
| Occupancy Expenses | 4.87 | 8.01 | 10.83 | 7.28 | 7.42 | 5.18 | Upgrade
|
| Selling, General & Administrative | 16.29 | 16.29 | 19.79 | 20.5 | - | - | Upgrade
|
| Other Non-Interest Expense | 58.45 | 104.08 | 62 | 49.62 | 54.99 | 51.82 | Upgrade
|
| Total Non-Interest Expense | 166.36 | 208.85 | 168.1 | 139.79 | 124.93 | 114 | Upgrade
|
| EBT Excluding Unusual Items | 228.11 | 199.89 | 203.97 | 146.3 | 157.36 | 147.54 | Upgrade
|
| Pretax Income | 228.11 | 199.89 | 203.97 | 146.3 | 157.36 | 147.54 | Upgrade
|
| Income Tax Expense | 44.29 | 41.32 | 49.15 | 32.01 | 32.03 | 29.6 | Upgrade
|
| Net Income | 183.82 | 158.58 | 154.82 | 114.29 | 125.33 | 117.94 | Upgrade
|
| Preferred Dividends & Other Adjustments | 138.27 | 136.53 | 131.41 | 95.09 | - | - | Upgrade
|
| Net Income to Common | 45.55 | 22.04 | 23.41 | 19.2 | 125.33 | 117.94 | Upgrade
|
| Net Income Growth | 14.14% | 2.43% | 35.46% | -8.80% | 6.26% | 16.04% | Upgrade
|
| Basic Shares Outstanding | 5 | 2 | 2 | 2 | - | - | Upgrade
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| Diluted Shares Outstanding | 5 | 2 | 2 | 2 | - | - | Upgrade
|
| EPS (Basic) | 10.12 | 9.80 | 10.40 | 8.53 | - | - | Upgrade
|
| EPS (Diluted) | 10.12 | 9.80 | 10.40 | 8.52 | - | - | Upgrade
|
| EPS Growth | -1.65% | -5.84% | 22.11% | - | - | - | Upgrade
|
| Dividend Per Share | 12.500 | 12.500 | 8.200 | 6.500 | 6.500 | 6.000 | Upgrade
|
| Dividend Growth | 52.44% | 52.44% | 26.15% | - | 8.33% | 33.33% | Upgrade
|
| Effective Tax Rate | 19.41% | 20.67% | 24.10% | 21.88% | 20.36% | 20.06% | Upgrade
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Source: S&P Global Market Intelligence. Banks template. Financial Sources.