Høland og Setskog Sparebank (OSL:HSPG)

OSL:HSPG Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	160.24	326.53	574.38	250.37	374.38	227.66
Investment Securities	1,611	484.53	353.28	326.93	235.34	165.35
Trading Asset Securities	-	1,065	1,039	1,020	1,036	1,112
Total Investments	1,611	1,550	1,393	1,347	1,271	1,277
Gross Loans	-	6,717	6,119	6,175	5,953	5,751
Allowance for Loan Losses	-	-58.92	-50.13	-77.16	-65.33	-55.72
Net Loans	-	6,658	6,069	6,098	5,888	5,695
Property, Plant & Equipment	91.39	1.59	3.96	6.16	21.22	2.17
Other Intangible Assets	-	-	-	-	-	20.31
Investments in Real Estate	-	51.91	40.14	43.1	44.24	26.26
Accrued Interest Receivable	-	16.01	8.73	7.43	7.16	8.42
Other Current Assets	-	-	-	-	-	0.62
Long-Term Deferred Tax Assets	-	3.59	4.38	5.93	3.08	1.99
Other Long-Term Assets	12.85	2.56	2.28	3.23	3.21	4.55
Total Assets	8,637	8,610	8,095	7,761	7,612	7,265
Accrued Expenses	-	9.7	6.95	3.86	3.49	7.69
Interest Bearing Deposits	4,806	4,835	4,835	4,733	4,628	4,356
Total Deposits	4,806	4,835	4,835	4,733	4,628	4,356
Short-Term Borrowings	-	-	-	0.23	0.38	1.18
Current Portion of Long-Term Debt	-	321.64	1,063	791.01	256.68	225.33
Current Income Taxes Payable	10.78	15.77	13.6	12.69	14.12	15.38
Other Current Liabilities	-	8.91	7.61	9.77	10.82	1.28
Long-Term Debt	2,768	2,425	1,255	1,359	1,905	1,904
Long-Term Leases	-	-	0.95	2.2	19.42	-
Long-Term Deferred Tax Liabilities	-	2.65	1.95	1.37	1.37	1.37
Other Long-Term Liabilities	53.06	3.39	8.52	8.66	5.3	35.91
Total Liabilities	7,638	7,621	7,193	6,921	6,845	6,549
Common Stock	69.56	68.79	68.79	68.79	68.79	68.79
Additional Paid-In Capital	-	0.77	0.77	0.77	0.77	0.77
Retained Earnings	804.2	699.09	658.64	618.77	582.03	534.49
Comprehensive Income & Other	125	219.84	174.43	151.46	116.01	112.01
Shareholders' Equity	998.75	988.49	902.63	839.79	767.6	716.06
Total Liabilities & Equity	8,637	8,610	8,095	7,761	7,612	7,265
Total Debt	2,768	2,747	2,319	2,152	2,182	2,131
Net Cash (Debt)	-2,608	-1,355	-705.12	-882.08	-771.41	-791.24
Net Cash Per Share	-	-1969.95	-1025.33	-1282.17	-1121.63	-1150.73
Filing Date Shares Outstanding	-	0.69	0.69	0.69	0.69	0.69
Total Common Shares Outstanding	-	0.69	0.69	0.69	0.69	0.69
Book Value Per Share	-	1255.25	1203.13	1111.77	1006.83	931.51
Tangible Book Value	998.75	988.49	902.63	839.79	767.6	695.75
Tangible Book Value Per Share	-	1255.25	1203.13	1111.77	1006.83	901.99

Updated Mar 5, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.