Melhus Sparebank (OSL:MELG)

Melhus Sparebank Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	437.71	146.76	198.52	34.14	4.16	25.2
Investment Securities	468.09	1,093	1,131	909.24	843.97	831.59
Trading Asset Securities	957.8	68.47	118.61	293.65	396.79	319
Total Investments	1,426	1,162	1,249	1,203	1,241	1,151
Gross Loans	9,975	9,585	9,428	8,995	8,890	8,297
Allowance for Loan Losses	-34.22	-42.82	-41.55	-22.69	-20.21	-28.41
Net Loans	9,940	9,542	9,387	8,972	8,870	8,269
Property, Plant & Equipment	220.56	156.09	148.71	272.52	98.84	40.37
Other Intangible Assets	2.95	3.97	5.33	6.69	0.04	0.29
Investments in Real Estate	-	68.73	70.54	-	-	-
Accrued Interest Receivable	-	9.33	8.37	4.85	9.24	8.8
Other Current Assets	-	0.99	0.43	0.99	2.58	0.08
Long-Term Deferred Tax Assets	-	-	-	0.37	2.15	1.62
Other Real Estate Owned & Foreclosed	2.95	2.95	2.23	2.19	-	-
Other Long-Term Assets	9.31	2.23	9.23	3.92	-8.16	9.72
Total Assets	12,040	11,095	11,079	10,501	10,220	9,506
Accounts Payable	-	9.3	7.76	18.36	12.42	3.69
Accrued Expenses	-	15.1	7.08	5.92	16.32	15.56
Interest Bearing Deposits	7,806	7,176	7,206	6,766	6,380	6,064
Total Deposits	7,806	7,176	7,206	6,766	6,380	6,064
Short-Term Borrowings	0.01	-	3.04	3.51	0.41	2.11
Current Portion of Long-Term Debt	401.35	654.88	550	540	578.68	433.76
Current Income Taxes Payable	34.33	40.86	41.8	22.78	27.82	23.05
Other Current Liabilities	40.73	19.21	9.78	11.8	6.24	2.09
Long-Term Debt	2,116	1,612	1,764	1,820	1,983	1,831
Long-Term Leases	-	-	-	8.69	11.97	9.97
Other Long-Term Liabilities	0.96	1.04	9.47	2.09	0.63	1.88
Total Liabilities	10,400	9,532	9,601	9,200	9,017	8,387
Common Stock	277.62	277.62	277.62	277.62	277.62	277.62
Additional Paid-In Capital	23.09	23.09	23.09	23.09	23.09	23.09
Comprehensive Income & Other	1,346	1,262	1,177	1,000	902.06	817.61
Total Common Equity	1,640	1,563	1,478	1,301	1,203	1,118
Shareholders' Equity	1,640	1,563	1,478	1,301	1,203	1,118
Total Liabilities & Equity	12,040	11,095	11,079	10,501	10,220	9,506
Total Debt	2,518	2,267	2,317	2,372	2,574	2,277
Net Cash (Debt)	-1,122	-2,052	-2,000	-2,044	-2,173	-1,933
Net Cash Per Share	-404.15	-739.14	-720.46	-736.40	-782.62	-696.18
Filing Date Shares Outstanding	2.78	2.78	2.78	2.78	2.78	2.78
Total Common Shares Outstanding	2.78	2.78	2.78	2.78	2.78	2.78
Book Value Per Share	551.23	523.35	492.79	447.00	402.63	372.22
Tangible Book Value	1,637	1,559	1,473	1,294	1,203	1,118
Tangible Book Value Per Share	550.16	521.92	490.87	444.59	402.62	372.12

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.