Sparebanken Møre Income Statement

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Interest Income on Loans	-	5,968	4,916	2,730	1,723	1,954	Upgrade
Total Interest Income	-	5,968	4,916	2,730	1,723	1,954	Upgrade
Interest Paid on Deposits	-	3,897	3,016	1,213	457	727	Upgrade
Total Interest Expense	-	3,897	3,016	1,213	457	727	Upgrade
Net Interest Income	2,033	2,071	1,900	1,517	1,266	1,227	Upgrade
Net Interest Income Growth (YoY)	0.54%	9.00%	25.25%	19.83%	3.18%	-6.62%	Upgrade
Gain (Loss) on Sale of Investments	-5	-17	8	-51	-5	-8	Upgrade
Other Non-Interest Income	357	347	287	290	266	288	Upgrade
Total Non-Interest Income	352	330	295	239	261	280	Upgrade
Non-Interest Income Growth (YoY)	11.39%	11.86%	23.43%	-8.43%	-6.79%	-4.44%	Upgrade
Revenues Before Loan Losses	2,385	2,401	2,195	1,756	1,527	1,507	Upgrade
Provision for Loan Losses	85	20	-53	-4	49	149	Upgrade
Revenue	2,300	2,381	2,248	1,760	1,478	1,358	Upgrade
Revenue Growth (YoY)	-5.70%	5.92%	27.73%	19.08%	8.84%	-12.78%	Upgrade
Salaries and Employee Benefits	448	437	400	364	304	284	Upgrade
Occupancy Expenses	55	55	49	46	45	46	Upgrade
Selling, General & Administrative	51	51	55	44	35	35	Upgrade
Other Non-Interest Expense	428	412	355	293	261	259	Upgrade
Total Non-Interest Expense	982	955	859	747	645	624	Upgrade
EBT Excluding Unusual Items	1,318	1,426	1,389	1,013	833	734	Upgrade
Pretax Income	1,318	1,426	1,389	1,013	833	734	Upgrade
Income Tax Expense	312	340	334	236	191	167	Upgrade
Net Income	1,006	1,086	1,055	777	642	567	Upgrade
Preferred Dividends & Other Adjustments	584	584	555	406	334	299	Upgrade
Net Income to Common	422	502	500	371	308	268	Upgrade
Net Income Growth	-12.37%	2.94%	35.78%	21.03%	13.23%	-20.25%	Upgrade
Basic Shares Outstanding	50	49	49	49	49	49	Upgrade
Diluted Shares Outstanding	50	49	49	49	49	49	Upgrade
Shares Change (YoY)	0.81%	0.26%	-0.08%	-0.04%	0.00%	0.03%	Upgrade
EPS (Basic)	8.50	10.16	10.15	7.52	6.24	5.43	Upgrade
EPS (Diluted)	8.50	10.16	10.15	7.52	6.24	5.43	Upgrade
EPS Growth	-22.62%	0.14%	34.88%	20.50%	14.92%	-21.43%	Upgrade
Dividend Per Share	-	6.250	7.500	4.000	3.200	0.900	Upgrade
Dividend Growth	-	-16.67%	87.50%	25.00%	255.56%	-67.86%	Upgrade
Effective Tax Rate	23.67%	23.84%	24.05%	23.30%	22.93%	22.75%	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.