SpareBank 1 Sør-Norge ASA (OSL:SB1NO)
Norway
· Delayed Price · Currency is NOK 177.80
+2.60 (1.48%)
May 14, 2025, 10:43 AM CET
SpareBank 1 Sør-Norge ASA Income Statement
Financials in millions NOK. Fiscal year is January - December.
Millions NOK. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest Income on Loans | 21,875 | 20,565 | 15,964 | 8,459 | 5,474 | 6,238 | Upgrade
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| Interest Income on Investments | 3,395 | 3,328 | 2,617 | 1,010 | 374 | 772 | Upgrade
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| Total Interest Income | 25,270 | 23,893 | 18,581 | 9,469 | 5,848 | 7,010 | Upgrade
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| Interest Paid on Deposits | 17,100 | 16,298 | 12,378 | 4,883 | 1,817 | 2,511 | Upgrade
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| Interest Paid on Borrowings | - | - | - | - | - | 300 | Upgrade
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| Total Interest Expense | 17,100 | 16,298 | 12,378 | 4,883 | 1,817 | 2,811 | Upgrade
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| Net Interest Income | 8,170 | 7,595 | 6,203 | 4,586 | 4,031 | 4,199 | Upgrade
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| Net Interest Income Growth (YoY) | 25.58% | 22.44% | 35.26% | 13.77% | -4.00% | 4.50% | Upgrade
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| Gain (Loss) on Sale of Investments | 273 | 22 | 524 | -719 | -266 | -20 | Upgrade
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| Gain (Loss) on Sale of Equity Investments | 1,065 | 1,010 | 288 | 453 | 676 | 663 | Upgrade
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| Other Non-Interest Income | 2,364 | 2,113 | 1,729 | 2,723 | 2,303 | 1,395 | Upgrade
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| Total Non-Interest Income | 3,702 | 3,145 | 2,541 | 2,457 | 2,713 | 2,038 | Upgrade
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| Non-Interest Income Growth (YoY) | 38.55% | 23.77% | 3.42% | -9.44% | 33.12% | -18.87% | Upgrade
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| Revenues Before Loan Losses | 11,872 | 10,740 | 8,744 | 7,043 | 6,744 | 6,237 | Upgrade
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| Provision for Loan Losses | 375 | 387 | -232 | 5 | 192 | 2,030 | Upgrade
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| Revenue | 11,497 | 10,353 | 8,976 | 7,038 | 6,552 | 4,207 | Upgrade
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| Revenue Growth (YoY) | 22.18% | 15.34% | 27.54% | 7.42% | 55.74% | -33.17% | Upgrade
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| Salaries and Employee Benefits | 2,630 | 2,364 | 2,053 | 1,771 | 1,722 | 1,436 | Upgrade
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| Occupancy Expenses | 200 | 186 | 166 | 167 | 175 | 187 | Upgrade
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| Selling, General & Administrative | 110 | 111 | 86 | 87 | 81 | 99 | Upgrade
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| Other Non-Interest Expense | 1,277 | 1,113 | 975 | 778 | 736 | 664 | Upgrade
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| Total Non-Interest Expense | 4,217 | 3,774 | 3,280 | 2,803 | 2,714 | 2,386 | Upgrade
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| EBT Excluding Unusual Items | 7,280 | 6,579 | 5,696 | 4,235 | 3,838 | 1,821 | Upgrade
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| Asset Writedown | - | - | - | -6 | - | - | Upgrade
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| Other Unusual Items | - | - | - | -17 | - | - | Upgrade
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| Pretax Income | 7,104 | 6,416 | 5,677 | 4,212 | 3,838 | 1,821 | Upgrade
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| Income Tax Expense | 1,364 | 1,222 | 1,202 | 834 | 682 | 231 | Upgrade
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| Earnings From Continuing Operations | 5,740 | 5,194 | 4,475 | 3,378 | 3,156 | 1,590 | Upgrade
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| Minority Interest in Earnings | -1 | -1 | - | - | - | 1 | Upgrade
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| Net Income | 5,739 | 5,193 | 4,475 | 3,378 | 3,156 | 1,591 | Upgrade
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| Preferred Dividends & Other Adjustments | 311 | 282 | 175 | 85 | 67 | 88 | Upgrade
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| Net Income to Common | 5,428 | 4,911 | 4,300 | 3,293 | 3,089 | 1,503 | Upgrade
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| Net Income Growth | 19.94% | 16.05% | 32.48% | 7.03% | 98.37% | -49.07% | Upgrade
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| Basic Shares Outstanding | 403 | 375 | 264 | 256 | 256 | 256 | Upgrade
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| Diluted Shares Outstanding | 403 | 375 | 264 | 256 | 256 | 256 | Upgrade
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| Shares Change (YoY) | 51.44% | 42.06% | 3.35% | 0.01% | -0.13% | 1.46% | Upgrade
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| EPS (Basic) | 13.46 | 13.08 | 16.27 | 12.88 | 12.08 | 5.87 | Upgrade
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| EPS (Diluted) | 13.46 | 13.08 | 16.27 | 12.88 | 12.08 | 5.87 | Upgrade
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| EPS Growth | -21.71% | -19.61% | 26.35% | 6.60% | 105.79% | -51.96% | Upgrade
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| Dividend Per Share | 8.500 | 8.500 | 7.500 | 7.000 | 6.000 | 3.100 | Upgrade
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| Dividend Growth | 13.33% | 13.33% | 7.14% | 16.67% | 93.55% | -43.64% | Upgrade
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| Effective Tax Rate | 19.20% | 19.05% | 21.17% | 19.80% | 17.77% | 12.68% | Upgrade
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Source: S&P Global Market Intelligence. Banks template. Financial Sources.