Sparebanken Norge (OSL:SBNOR)

Sparebanken Norge Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	64	483	387	143	334	217
Investment Securities	73,255	42,972	39,358	33,411	25,165	30,031
Trading Asset Securities	9,857	6,674	5,961	2,801	2,922	6,111
Total Investments	83,112	49,646	45,319	36,212	28,087	36,142
Gross Loans	477,983	285,805	259,799	226,392	205,072	184,251
Allowance for Loan Losses	-1,793	-885	-878	-880	-859	-965
Net Loans	476,190	284,920	258,921	225,512	204,213	183,286
Property, Plant & Equipment	1,262	624	660	655	650	701
Goodwill	-	332	128	134	136	129
Other Intangible Assets	6,151	233	124	142	172	204
Other Current Assets	256	69	44	107	56	60
Long-Term Deferred Tax Assets	-	143	256	173	239	94
Other Long-Term Assets	1,082	1,717	656	734	684	449
Total Assets	568,117	338,167	306,495	263,812	234,571	221,282
Accrued Expenses	510	234	203	220	201	153
Interest Bearing Deposits	220,906	135,128	123,599	112,274	90,812	82,653
Total Deposits	220,906	135,128	123,599	112,274	90,812	82,653
Short-Term Borrowings	1,082	869	1,670	1,922	1,530	1,880
Current Portion of Long-Term Debt	15,639	6,861	5,958	3,792	23,494	17,697
Current Income Taxes Payable	378	906	1,028	736	697	381
Long-Term Debt	273,178	166,184	148,145	120,994	96,313	98,552
Long-Term Leases	-	954	970	999	1,031	1,058
Pension & Post-Retirement Benefits	214	197	167	139	132	126
Long-Term Deferred Tax Liabilities	683	-	-	-	-	-
Other Long-Term Liabilities	4,883	573	1,331	843	553	342
Total Liabilities	517,473	311,906	283,071	241,919	214,763	202,842
Common Stock	4,240	2,743	2,743	2,743	2,683	2,683
Additional Paid-In Capital	8,879	1,966	1,966	1,966	1,837	1,837
Retained Earnings	3,564	4,536	3,612	3,127	2,499	2,018
Treasury Stock	-9	-1	-1	-3	-5	-3
Comprehensive Income & Other	32,911	16,873	15,104	14,060	12,794	11,905
Total Common Equity	49,585	26,117	23,424	21,893	19,808	18,440
Minority Interest	1,059	144	-	-	-	-
Shareholders' Equity	50,644	26,261	23,424	21,893	19,808	18,440
Total Liabilities & Equity	568,117	338,167	306,495	263,812	234,571	221,282
Total Debt	289,899	174,868	156,743	127,707	122,368	119,187
Net Cash (Debt)	-279,978	-167,711	-150,395	-124,763	-119,112	-112,859
Net Cash Per Share	-2338.62	-1529.58	-1372.40	-1162.15	-1113.57	-1052.26
Filing Date Shares Outstanding	149.81	109.67	109.69	109.61	107.14	107.22
Total Common Shares Outstanding	149.81	109.67	109.69	109.61	107.14	107.22
Book Value Per Share	302.68	219.19	198.35	186.68	171.76	158.88
Tangible Book Value	43,434	25,552	23,172	21,617	19,500	18,107
Tangible Book Value Per Share	261.62	214.04	196.05	184.16	168.89	155.77

Source: S&P Global Market Intelligence. Banks template. Financial Sources.