Trøndelag Sparebank (OSL:TRSB)

Trøndelag Sparebank Income Statement

Financials in millions NOK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	512.65	501.87	366.62	143.33	98.99	108.36
Interest Income on Investments	52.16	50.97	31.79	11.23	6.13	4.26
Total Interest Income	564.81	552.84	398.42	154.56	105.12	112.62
Interest Paid on Deposits	349.99	338.96	216.57	57.9	28.21	36.25
Total Interest Expense	349.99	338.96	216.57	57.9	28.21	36.25
Net Interest Income	214.82	213.88	181.85	96.66	76.91	76.37
Net Interest Income Growth (YoY)	4.67%	17.61%	88.13%	25.68%	0.70%	7.71%
Other Non-Interest Income	100.51	98.65	96.61	37.36	40.29	26.94
Total Non-Interest Income	100.51	98.65	96.61	37.36	40.29	26.94
Non-Interest Income Growth (YoY)	-8.11%	2.11%	158.59%	-7.27%	49.59%	25.12%
Revenues Before Loan Losses	315.33	312.53	278.46	134.02	117.2	103.31
Provision for Loan Losses	24.28	22.96	6.04	3.45	-6.13	8.94
Revenue	291.05	289.58	272.43	130.57	123.33	94.37
Revenue Growth (YoY)	-6.96%	6.30%	108.64%	5.87%	30.69%	7.97%
Salaries and Employee Benefits	116.08	113.21	89.93	41.5	38.4	28.21
Occupancy Expenses	8.42	7.78	4.2	4.37	4.06	1.62
Selling, General & Administrative	11.43	11.43	9.62	4.49	3.76	4.75
Other Non-Interest Expense	71.54	71.99	70.44	33.19	28.19	24.28
Total Non-Interest Expense	207.46	204.41	174.19	83.56	74.4	58.85
EBT Excluding Unusual Items	83.58	85.17	98.24	47.02	48.93	35.52
Pretax Income	83.58	85.17	82.05	44.59	48.93	35.52
Income Tax Expense	16.34	16.38	10.66	9.18	10.84	7.56
Earnings From Continuing Operations	67.25	68.79	71.39	35.41	38.09	27.96
Minority Interest in Earnings	-1.54	-1.37	-0.6	-0.02	-0.02	-
Net Income	65.71	67.42	70.8	35.39	38.07	27.96
Preferred Dividends & Other Adjustments	37.42	38.55	38.72	-	-	-
Net Income to Common	28.29	28.87	32.07	35.39	38.07	27.96
Net Income Growth	-24.76%	-4.77%	100.02%	-7.04%	36.17%	9.43%
Basic Shares Outstanding	5	4	4	-	-	-
Diluted Shares Outstanding	5	4	4	-	-	-
Shares Change (YoY)	-	1.18%	-	-	-	-
EPS (Basic)	5.92	7.48	8.40	-	-	-
EPS (Diluted)	5.92	7.48	8.40	-	-	-
EPS Growth	-	-11.04%	-	-	-	-
Dividend Per Share	4.800	4.800	-	-	-	-
Effective Tax Rate	19.54%	19.23%	12.99%	20.58%	22.15%	21.27%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.