BankGuam Holding Company (BKGM)

BankGuam Holding Company Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period Ending	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017
Cash & Equivalents	557.4	287.63	91.02	115.9	93.93
Investment Securities	411.04	372.21	293.83	361.11	446.47
Mortgage-Backed Securities	400.62	192.21	140.73	91.31	107.16
Total Investments	811.66	564.41	434.56	452.42	553.63
Gross Loans	1,321	1,432	1,306	1,239	1,230
Allowance for Loan Losses	-34.41	-34.81	-27.87	-23.77	-17.28
Other Adjustments to Gross Loans	-3.22	-4.16	-2.86	-2.65	-2.78
Net Loans	1,284	1,393	1,275	1,212	1,210
Property, Plant & Equipment	44.18	46.03	49.65	18.47	17.84
Goodwill	13.01	0.78	0.78	0.78	0.78
Other Intangible Assets	10.72	-	-	-	-
Accrued Interest Receivable	6.72	8.07	5.58	6.22	5.73
Other Receivables	5.07	3.11	16.02	4.85	-
Restricted Cash	0.15	0.15	41.1	39.6	32.6
Other Current Assets	9.61	6.92	6.1	7.08	7.24
Long-Term Deferred Tax Assets	14	8.54	7.55	6.94	5.46
Other Real Estate Owned & Foreclosed	-	-	0.01	1.51	2.37
Other Long-Term Assets	32.56	31.66	23.17	23.43	34.23
Total Assets	2,792	2,352	1,953	1,892	1,966
Interest Bearing Deposits	1,537	1,335	1,133	1,176	1,291
Institutional Deposits	14.2	14.2	14.2	14.2	16.53
Non-Interest Bearing Deposits	981.54	770.04	582.97	538.17	508.15
Total Deposits	2,533	2,119	1,730	1,729	1,816
Current Portion of Leases	1.93	2.51	2.36	-	-
Accrued Interest Payable	0.05	0.08	0.12	0.14	0.13
Long-Term Debt	34.4	14.78	14.75	-	-
Long-Term Leases	22.19	24.11	27.8	-	-
Other Long-Term Liabilities	19.05	14.99	13.89	14.45	11.54
Total Liabilities	2,611	2,175	1,789	1,743	1,828
Preferred Stock, Non-Redeemable	0.98	0.98	0.98	0.98	0.98
Preferred Stock, Other	8.8	8.8	8.8	8.8	8.8
Total Preferred Equity	9.78	9.78	9.78	9.78	9.78
Common Stock	2.03	2.03	2.02	2.02	1.97
Additional Paid-In Capital	24.91	24.78	24.48	24.21	21.47
Retained Earnings	153.74	137.65	129.58	117.34	108.9
Treasury Stock	-0.29	-0.29	-0.29	-0.29	-0.29
Comprehensive Income & Other	-16.72	3.11	-1.33	-4.77	-3.69
Total Common Equity	163.67	167.27	154.46	138.51	128.36
Minority Interest	7.29	-	-	-	-
Shareholders' Equity	180.75	177.06	164.24	148.3	138.15
Total Liabilities & Equity	2,792	2,352	1,953	1,892	1,966
Total Debt	58.51	41.4	44.91	-	-
Net Cash (Debt)	498.89	246.23	46.11	115.9	93.93
Net Cash Growth	102.61%	434.05%	-60.22%	23.39%	-33.27%
Net Cash Per Share	25665.76	12711.87	2387.18	6027.41	5054.73
Filing Date Shares Outstanding	0.02	0.02	0.02	0.02	0.02
Total Common Shares Outstanding	0.02	0.02	0.02	0.02	0.02
Book Value Per Share	8418.48	8620.54	7985.32	7179.39	6817.72
Tangible Book Value	139.94	166.49	153.68	137.73	127.58
Tangible Book Value Per Share	7197.72	8580.19	7944.84	7138.81	6776.13

Source: S&P Global Market Intelligence. Banks template. Financial Sources.