California First Leasing Statistics
Total Valuation
CFNB has a market cap or net worth of 168.81 million. The enterprise value is 168.48 million.
| Market Cap | 168.81M |
| Enterprise Value | 168.48M |
Important Dates
The last earnings date was Thursday, August 7, 2025.
| Earnings Date | Aug 7, 2025 |
| Ex-Dividend Date | Jun 12, 2024 |
Share Statistics
CFNB has 8.98 million shares outstanding. The number of shares has decreased by -1.84% in one year.
| Current Share Class | 8.98M |
| Shares Outstanding | 8.98M |
| Shares Change (YoY) | -1.84% |
| Shares Change (QoQ) | -0.26% |
| Owned by Insiders (%) | 79.55% |
| Owned by Institutions (%) | 3.96% |
| Float | 536,501 |
Valuation Ratios
The trailing PE ratio is 8.63.
| PE Ratio | 8.63 |
| Forward PE | n/a |
| PS Ratio | 5.60 |
| PB Ratio | 0.66 |
| P/TBV Ratio | 0.66 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 8.31 |
| EV / Sales | 5.59 |
| EV / EBITDA | 6.15 |
| EV / EBIT | 6.20 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 9.25, with a Debt / Equity ratio of 0.00.
| Current Ratio | 9.25 |
| Quick Ratio | 7.50 |
| Debt / Equity | 0.00 |
| Debt / EBITDA | 0.01 |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 8.12% and return on invested capital (ROIC) is 6.80%.
| Return on Equity (ROE) | 8.12% |
| Return on Assets (ROA) | 6.26% |
| Return on Invested Capital (ROIC) | 6.80% |
| Return on Capital Employed (ROCE) | 9.68% |
| Revenue Per Employee | 2.32M |
| Profits Per Employee | 1.56M |
| Employee Count | 13 |
| Asset Turnover | 0.11 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CFNB has paid 6.89 million in taxes.
| Income Tax | 6.89M |
| Effective Tax Rate | 25.37% |
Stock Price Statistics
The stock price has decreased by -6.12% in the last 52 weeks. The beta is 0.08, so CFNB's price volatility has been lower than the market average.
| Beta (5Y) | 0.08 |
| 52-Week Price Change | -6.12% |
| 50-Day Moving Average | 19.43 |
| 200-Day Moving Average | 18.43 |
| Relative Strength Index (RSI) | 45.85 |
| Average Volume (20 Days) | 875 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.31 |
Income Statement
In the last 12 months, CFNB had revenue of 30.12 million and earned 20.28 million in profits. Earnings per share was 2.18.
| Revenue | 30.12M |
| Gross Profit | 30.14M |
| Operating Income | 27.17M |
| Pretax Income | 27.17M |
| Net Income | 20.28M |
| EBITDA | 27.27M |
| EBIT | 27.17M |
| Earnings Per Share (EPS) | 2.18 |
Balance Sheet
The company has 626,000 in cash and 298,308 in debt, giving a net cash position of 327,692 or 0.04 per share.
| Cash & Cash Equivalents | 626,000 |
| Total Debt | 298,308 |
| Net Cash | 327,692 |
| Net Cash Per Share | 0.04 |
| Equity (Book Value) | 256.76M |
| Book Value Per Share | 28.59 |
| Working Capital | 6.98M |
Cash Flow
| Operating Cash Flow | -1.52M |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Margins
Gross margin is 100.06%, with operating and profit margins of 90.19% and 67.31%.
| Gross Margin | 100.06% |
| Operating Margin | 90.19% |
| Pretax Margin | 90.19% |
| Profit Margin | 67.31% |
| EBITDA Margin | 90.53% |
| EBIT Margin | 90.19% |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 0.40, which amounts to a dividend yield of 2.10%.
| Dividend Per Share | 0.40 |
| Dividend Yield | 2.10% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 1.84% |
| Shareholder Yield | 3.94% |
| Earnings Yield | 12.01% |
| FCF Yield | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on October 20, 1997. It was a forward split with a ratio of 2.
| Last Split Date | Oct 20, 1997 |
| Split Type | Forward |
| Split Ratio | 2 |
Scores
CFNB has an Altman Z-Score of 6.42 and a Piotroski F-Score of 2.
| Altman Z-Score | 6.42 |
| Piotroski F-Score | 2 |