Intact Financial Statistics

Total Valuation

IFCZF has a market cap or net worth of 35.12 billion. The enterprise value is 38.94 billion.

Market Cap	35.12B
Enterprise Value	38.94B

Important Dates

The next estimated earnings date is Wednesday, February 11, 2026.

Earnings Date	Feb 11, 2026
Ex-Dividend Date	Sep 15, 2025

Share Statistics

Current Share Class	177.69M
Shares Outstanding	n/a
Shares Change (YoY)	n/a
Shares Change (QoQ)	-0.11%
Owned by Insiders (%)	0.48%
Owned by Institutions (%)	45.05%
Float	176.84M

Valuation Ratios

The trailing PE ratio is 16.41 and the forward PE ratio is 15.41.

PE Ratio	16.41
Forward PE	15.41
PS Ratio	1.92
PB Ratio	2.45
P/TBV Ratio	5.53
P/FCF Ratio	12.03
P/OCF Ratio	10.95
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 10.87, with an EV/FCF ratio of 13.34.

EV / Earnings	18.19
EV / Sales	2.11
EV / EBITDA	10.87
EV / EBIT	12.12
EV / FCF	13.34

Financial Position

The company has a current ratio of 0.38, with a Debt / Equity ratio of 0.27.

Current Ratio	0.38
Quick Ratio	0.17
Debt / Equity	0.27
Debt / EBITDA	1.10
Debt / FCF	1.34
Interest Coverage	19.96

Financial Efficiency

Return on equity (ROE) is 16.27% and return on invested capital (ROIC) is 11.36%.

Return on Equity (ROE)	16.27%
Return on Assets (ROA)	4.55%
Return on Invested Capital (ROIC)	11.36%
Return on Capital Employed (ROCE)	12.92%
Revenue Per Employee	591,228
Profits Per Employee	69,037
Employee Count	31,000
Asset Turnover	0.42
Inventory Turnover	n/a

Taxes

In the past 12 months, IFCZF has paid 623.16 million in taxes.

Income Tax	623.16M
Effective Tax Rate	22.04%

Stock Price Statistics

The stock price has increased by +2.77% in the last 52 weeks. The beta is 0.24, so IFCZF's price volatility has been lower than the market average.

Beta (5Y)	0.24
52-Week Price Change	+2.77%
50-Day Moving Average	193.77
200-Day Moving Average	205.76
Relative Strength Index (RSI)	50.26
Average Volume (20 Days)	24,001

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, IFCZF had revenue of 18.33 billion and earned 2.14 billion in profits. Earnings per share was 11.98.

Revenue	18.33B
Gross Profit	3.40B
Operating Income	3.20B
Pretax Income	2.83B
Net Income	2.14B
EBITDA	3.57B
EBIT	3.20B
Earnings Per Share (EPS)	11.98

Full Income Statement

Balance Sheet

The company has 2.87 billion in cash and 3.92 billion in debt, giving a net cash position of -2.85 billion.

Cash & Cash Equivalents	2.87B
Total Debt	3.92B
Net Cash	-2.85B
Net Cash Per Share	n/a
Equity (Book Value)	14.33B
Book Value Per Share	75.26
Working Capital	-12.73B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 3.21 billion and capital expenditures -289.33 million, giving a free cash flow of 2.92 billion.

Operating Cash Flow	3.21B
Capital Expenditures	-289.33M
Free Cash Flow	2.92B
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross margin is 18.56%, with operating and profit margins of 17.44% and 12.03%.

Gross Margin	18.56%
Operating Margin	17.44%
Pretax Margin	15.43%
Profit Margin	12.03%
EBITDA Margin	19.45%
EBIT Margin	17.44%
FCF Margin	15.92%

Dividends & Yields

This stock pays an annual dividend of 3.70, which amounts to a dividend yield of 1.86%.

Dividend Per Share	3.70
Dividend Yield	1.86%
Dividend Growth (YoY)	5.28%
Years of Dividend Growth	9
Payout Ratio	33.08%
Buyback Yield	n/a
Shareholder Yield	1.86%
Earnings Yield	6.09%
FCF Yield	8.31%

Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5