Asia United Bank Corporation (PSE:AUB)

Asia United Bank Balance Sheet

Financials in millions PHP. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	7,711	14,107	15,014	12,416	15,458	23,341
Investment Securities	106,826	77,528	101,063	95,260	60,972	58,147
Trading Asset Securities	9,590	4,655	8,358	3,666	7,733	3,470
Total Investments	116,417	82,183	109,420	98,926	68,705	61,617
Gross Loans	264,992	240,322	190,619	191,649	170,671	169,539
Allowance for Loan Losses	-4,236	-4,223	-4,196	-4,361	-3,982	-5,930
Other Adjustments to Gross Loans	-	-151.56	-135.22	-143.01	-120.98	-176.72
Net Loans	260,756	235,947	186,287	187,144	166,568	163,432
Property, Plant & Equipment	2,248	2,189	1,980	1,454	1,611	1,913
Goodwill	1,950	1,950	1,950	1,950	1,950	1,961
Other Intangible Assets	1,937	1,911	1,945	1,974	2,021	2,026
Accrued Interest Receivable	-	1,747	1,836	1,584	960.92	1,269
Other Receivables	-	1,169	678.37	665.93	757.73	554.45
Restricted Cash	24,096	36,704	28,432	26,533	52,919	54,778
Other Current Assets	-	6,581	6,106	5,924	5,804	3,806
Long-Term Deferred Tax Assets	500.09	489.12	515.06	524.35	433.6	314.9
Other Real Estate Owned & Foreclosed	957.58	981.91	893.91	581.17	529.32	464.93
Other Long-Term Assets	573.53	89.22	131.73	449.84	130.16	81.38
Total Assets	417,145	386,049	355,190	340,127	317,848	315,560
Accounts Payable	-	6,509	5,787	4,204	2,952	2,812
Accrued Expenses	1,605	1,313	1,515	1,305	1,247	1,091
Interest Bearing Deposits	336,236	313,238	291,991	288,786	263,572	257,336
Total Deposits	336,236	313,238	291,991	288,786	263,572	257,336
Short-Term Borrowings	-	1.67	1.29	17.1	47.69	0.23
Current Portion of Long-Term Debt	-	772	1,162	380	7,004	5,364
Current Portion of Leases	-	416.75	372.97	345.97	378.23	379.89
Current Income Taxes Payable	304.82	316.33	225.2	215.84	173.95	174.69
Accrued Interest Payable	-	507.79	613.01	243.46	103.72	163.88
Other Current Liabilities	1,664	2,043	2,231	1,936	1,801	2,208
Long-Term Debt	2,066	1,173	1,077	1,788	1,446	9,239
Long-Term Leases	1,373	973.27	806.09	533.92	620.52	781.78
Long-Term Unearned Revenue	-	-	-	-	-	163.07
Pension & Post-Retirement Benefits	-	13.5	65.81	12.72	16.31	214.04
Other Long-Term Liabilities	8,189	424.22	472.44	464.02	465.06	399.14
Total Liabilities	351,438	327,702	306,320	300,233	279,827	280,327
Common Stock	14,559	7,280	7,280	4,853	4,853	4,853
Additional Paid-In Capital	6,623	6,623	6,623	6,623	6,623	6,623
Retained Earnings	45,288	46,136	36,508	32,097	26,771	23,539
Comprehensive Income & Other	-896.26	-1,892	-1,723	-3,853	-389.23	69.7
Total Common Equity	65,574	58,147	48,688	39,720	37,858	35,085
Minority Interest	133.49	199.5	182.43	174.3	162.55	148.5
Shareholders' Equity	65,707	58,346	48,870	39,894	38,020	35,233
Total Liabilities & Equity	417,145	386,049	355,190	340,127	317,848	315,560
Total Debt	3,439	3,337	3,419	3,065	9,496	15,765
Net Cash (Debt)	13,862	15,426	19,952	13,016	13,695	11,047
Net Cash Growth	17.63%	-22.69%	53.29%	-4.96%	23.97%	-
Net Cash Per Share	9.52	10.60	13.70	8.94	9.41	7.59
Filing Date Shares Outstanding	1,456	1,456	1,456	1,456	1,456	1,456
Total Common Shares Outstanding	1,456	1,456	1,456	1,456	1,456	1,456
Book Value Per Share	45.04	39.94	33.44	27.28	26.00	24.10
Tangible Book Value	61,687	54,287	44,793	35,796	33,887	31,097
Tangible Book Value Per Share	42.37	37.29	30.77	24.59	23.28	21.36

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.