Citystate Savings Bank Cash Flow Statement

Financials in millions PHP. Fiscal year is January - December.

Millions PHP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Net Income	144.85	0.97	-96.42	-17.32	1.68	5.32	Upgrade
Depreciation & Amortization	63.05	74.62	66.09	66.61	56.46	46.79	Upgrade
Other Amortization	23.1	14.88	13.63	-	-	12.1	Upgrade
Gain (Loss) on Sale of Assets	-13.46	-38.07	-38.17	-30.23	-12.23	-34.6	Upgrade
Gain (Loss) on Sale of Investments	-0.06	-0.06	-	-	-	-	Upgrade
Total Asset Writedown	-	-	-	-1.68	-	-	Upgrade
Provision for Credit Losses	10.03	10.03	59.21	19.13	-15.22	0.12	Upgrade
Change in Other Net Operating Assets	-261.41	-287.24	-569.7	-767.82	-100.36	121.18	Upgrade
Other Operating Activities	-135.61	-30.05	-23.99	1.62	-39.83	-0.49	Upgrade
Operating Cash Flow	-169.51	-254.91	-589.36	-729.67	-109.51	150.42	Upgrade
Capital Expenditures	-31.46	-26.83	-48.48	-9.57	-8.49	-3.49	Upgrade
Sale of Property, Plant and Equipment	104.94	-	0.08	-	0.75	-	Upgrade
Investment in Securities	-363.81	-279.67	284.07	379.48	-499.68	-271.72	Upgrade
Purchase / Sale of Intangibles	-38.03	-31.87	-9.45	-6.98	-15.93	-6.52	Upgrade
Other Investing Activities	0.6	2.06	7.37	14.26	13.06	7.99	Upgrade
Investing Cash Flow	-327.78	-336.31	233.58	377.2	-510.3	-273.74	Upgrade
Long-Term Debt Repaid	-	-25.67	-34.78	-30.86	-27.97	-19.58	Upgrade
Net Debt Issued (Repaid)	109.35	-25.67	-34.78	-30.86	-27.97	-19.58	Upgrade
Issuance of Common Stock	-	-	112	-	-	502.8	Upgrade
Net Increase (Decrease) in Deposit Accounts	1,025	715.59	635.17	-96.16	66.82	411.31	Upgrade
Financing Cash Flow	1,135	689.92	712.39	-127.03	38.85	894.53	Upgrade
Foreign Exchange Rate Adjustments	0.77	1.11	0.18	0.27	0.28	-0.24	Upgrade
Net Cash Flow	638.19	99.81	356.79	-479.23	-580.68	770.97	Upgrade
Free Cash Flow	-200.98	-281.74	-637.84	-739.24	-118.01	146.93	Upgrade
Free Cash Flow Margin	-33.30%	-62.98%	-200.67%	-217.61%	-38.93%	53.77%	Upgrade
Free Cash Flow Per Share	-1.23	-1.74	-4.08	-4.91	-1.09	1.47	Upgrade
Cash Interest Paid	118.95	130.77	84.08	26.64	27.5	41.09	Upgrade
Cash Income Tax Paid	19.93	19.78	11.04	11.5	4.94	5.77	Upgrade

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.