Philippine Business Bank, Inc. (PSE:PBB)
Philippines
· Delayed Price · Currency is PHP 8.51
-0.41 (-4.60%)
At close: Aug 15, 2025
Philippine Business Bank Income Statement
Financials in millions PHP. Fiscal year is January - December.
Millions PHP. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest Income on Loans | 9,810 | 9,253 | 8,162 | 5,724 | 5,586 | 6,517 | Upgrade
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| Interest Income on Investments | 1,470 | 1,379 | 1,134 | 855.34 | 748.33 | 586.17 | Upgrade
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| Total Interest Income | 11,280 | 10,632 | 9,296 | 6,580 | 6,335 | 7,103 | Upgrade
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| Interest Paid on Deposits | 3,941 | 3,647 | 2,740 | 976.04 | 644.21 | 1,252 | Upgrade
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| Interest Paid on Borrowings | 329.25 | 320.74 | 134.41 | 56.14 | 194.11 | 223.58 | Upgrade
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| Total Interest Expense | 4,270 | 3,968 | 2,874 | 1,032 | 838.32 | 1,476 | Upgrade
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| Net Interest Income | 7,010 | 6,664 | 6,421 | 5,547 | 5,496 | 5,628 | Upgrade
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| Net Interest Income Growth (YoY) | 6.08% | 3.79% | 15.76% | 0.93% | -2.33% | 23.66% | Upgrade
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| Income From Trading Activities | 78.51 | - | 287.76 | - | - | 749.33 | Upgrade
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| Gain (Loss) on Sale of Assets | 12.95 | 5.67 | 84.61 | -16.62 | 9.92 | 3.26 | Upgrade
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| Other Non-Interest Income | 832.07 | 843.49 | 608.18 | 946.19 | 556.01 | 417 | Upgrade
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| Total Non-Interest Income | 923.54 | 849.16 | 980.55 | 929.57 | 565.93 | 1,170 | Upgrade
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| Non-Interest Income Growth (YoY) | 0.13% | -13.40% | 5.48% | 64.25% | -51.61% | 68.61% | Upgrade
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| Revenues Before Loan Losses | 7,934 | 7,514 | 7,402 | 6,477 | 6,062 | 6,797 | Upgrade
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| Provision for Loan Losses | 1,108 | 958.4 | 1,053 | 820.61 | 747.36 | 2,336 | Upgrade
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| Revenue | 6,825 | 6,555 | 6,349 | 5,656 | 5,315 | 4,461 | Upgrade
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| Revenue Growth (YoY) | 2.99% | 3.26% | 12.24% | 6.42% | 19.13% | -4.60% | Upgrade
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| Salaries and Employee Benefits | 1,402 | 1,345 | 1,359 | 1,183 | 975.88 | 1,054 | Upgrade
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| Occupancy Expenses | 490.08 | 374.79 | 356.28 | 328.28 | 305.92 | 280.03 | Upgrade
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| Selling, General & Administrative | 471.9 | 557.19 | 568.86 | 494.53 | 644.99 | 491.92 | Upgrade
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| Other Non-Interest Expense | 1,986 | 1,831 | 1,676 | 1,731 | 1,557 | 1,418 | Upgrade
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| Total Non-Interest Expense | 4,350 | 4,108 | 3,960 | 3,737 | 3,484 | 3,244 | Upgrade
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| EBT Excluding Unusual Items | 2,476 | 2,447 | 2,388 | 1,919 | 1,831 | 1,217 | Upgrade
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| Legal Settlements | -51.04 | -51.04 | -49.07 | -56.42 | -37.74 | -19.74 | Upgrade
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| Pretax Income | 2,425 | 2,396 | 2,339 | 1,862 | 1,793 | 1,197 | Upgrade
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| Income Tax Expense | 609.21 | 614.03 | 515.33 | 551.03 | 624.73 | 258.38 | Upgrade
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| Net Income | 1,815 | 1,782 | 1,824 | 1,311 | 1,168 | 938.88 | Upgrade
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| Preferred Dividends & Other Adjustments | 39.6 | 39.6 | 39.6 | 118.8 | - | - | Upgrade
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| Net Income to Common | 1,776 | 1,742 | 1,784 | 1,193 | 1,168 | 938.88 | Upgrade
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| Net Income Growth | -8.62% | -2.30% | 39.08% | 12.26% | 24.42% | -25.27% | Upgrade
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| Basic Shares Outstanding | 819 | 819 | 800 | 644 | 644 | 644 | Upgrade
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| Diluted Shares Outstanding | 819 | 819 | 800 | 644 | 644 | 644 | Upgrade
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| Shares Change (YoY) | 2.40% | 2.40% | 24.20% | - | - | - | Upgrade
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| EPS (Basic) | 2.17 | 2.13 | 2.23 | 1.85 | 1.81 | 1.46 | Upgrade
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| EPS (Diluted) | 2.17 | 2.13 | 2.23 | 1.85 | 1.81 | 1.46 | Upgrade
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| EPS Growth | -10.92% | -4.57% | 20.37% | 2.10% | 24.42% | -11.29% | Upgrade
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| Dividend Per Share | - | - | 0.450 | 0.350 | - | - | Upgrade
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| Dividend Growth | - | - | 28.57% | - | - | - | Upgrade
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| Effective Tax Rate | 25.12% | 25.63% | 22.03% | 29.59% | 34.84% | 21.58% | Upgrade
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Source: S&P Global Market Intelligence. Banks template. Financial Sources.