Philippine Business Bank, Inc. (PSE:PBB)

Philippine Business Bank Balance Sheet

Financials in millions PHP. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	9,524	7,567	9,257	12,281	20,959	8,857
Investment Securities	16,727	16,135	20,297	14,378	15,450	7,409
Trading Asset Securities	9,891	10,174	6,782	2,222	2,482	12,101
Total Investments	26,618	26,309	27,080	16,600	17,932	19,510
Gross Loans	124,369	132,518	117,038	104,563	91,996	86,722
Allowance for Loan Losses	-6,768	-6,435	-5,926	-4,993	-4,214	-3,774
Other Adjustments to Gross Loans	-218.4	-203.84	-200.59	-195.09	-143.36	-266.53
Net Loans	117,383	125,879	110,912	99,375	87,638	82,681
Property, Plant & Equipment	959.43	982.16	874.74	708.32	621.81	689.97
Goodwill	121.89	121.89	121.89	121.89	121.89	121.89
Other Intangible Assets	353.05	355.86	318.7	337.71	368.38	378.25
Investments in Real Estate	2,603	2,027	1,415	1,257	659.7	499.88
Accrued Interest Receivable	993.18	1,067	956.13	1,104	1,031	1,046
Other Receivables	936.29	613.94	370.12	192.2	525.01	244.45
Restricted Cash	169.97	631.09	797.52	400.93	792.33	612.53
Other Current Assets	299.58	461.38	541.38	628.11	103.68	3,859
Long-Term Deferred Tax Assets	1,854	1,766	1,613	1,357	1,142	1,137
Other Real Estate Owned & Foreclosed	78.43	86.19	43.15	67.84	75.06	26.72
Other Long-Term Assets	295.81	83.32	72.86	76.97	62.11	102.25
Total Assets	162,230	167,992	154,414	134,550	132,032	119,767
Accounts Payable	1,777	1,367	987.76	485.61	435.43	740.45
Accrued Expenses	917.43	626.85	993.44	853.6	739.16	712.01
Interest Bearing Deposits	133,508	139,094	126,719	114,526	112,418	100,394
Total Deposits	133,508	139,094	126,719	114,526	112,418	100,394
Current Portion of Long-Term Debt	3,701	4,563	4,750	1,000	-	-
Current Portion of Leases	-	155.12	142.43	138.59	98.37	107.9
Current Income Taxes Payable	155.96	93.78	128.06	231.56	139.4	83.15
Other Current Liabilities	1,120	1,411	2,103	1,832	374.36	394.72
Long-Term Debt	-	-	-	500	2,995	2,988
Long-Term Leases	541.07	397.44	314.08	194.5	151.46	202.18
Pension & Post-Retirement Benefits	101.46	101.46	95.53	58.49	75.82	81.35
Other Long-Term Liabilities	252.29	821.66	166.61	153.48	142.14	187.66
Total Liabilities	142,074	148,631	136,400	119,974	117,569	105,891
Preferred Stock, Redeemable	-	-	-	-	620	620
Preferred Stock, Convertible	620	620	620	620	-	-
Total Preferred Equity	620	620	620	620	620	620
Common Stock	8,188	8,188	8,188	6,438	6,438	6,438
Additional Paid-In Capital	1,998	1,998	1,998	1,998	1,998	1,998
Retained Earnings	10,320	9,684	8,310	6,812	5,620	4,451
Comprehensive Income & Other	-969.38	-1,130	-1,102	-1,292	-212.39	368.44
Total Common Equity	19,536	18,740	17,394	13,956	13,843	13,256
Shareholders' Equity	20,156	19,360	18,014	14,576	14,463	13,876
Total Liabilities & Equity	162,230	167,992	154,414	134,550	132,032	119,767
Total Debt	4,242	5,115	5,207	1,833	3,245	3,298
Net Cash (Debt)	15,173	13,125	15,825	15,064	22,734	19,255
Net Cash Growth	68.01%	-17.06%	5.05%	-33.74%	18.07%	113.39%
Net Cash Per Share	18.53	16.03	19.79	23.40	35.32	29.91
Filing Date Shares Outstanding	818.75	818.75	818.75	643.75	643.75	643.75
Total Common Shares Outstanding	818.75	818.75	818.75	643.75	643.75	643.75
Book Value Per Share	23.86	22.89	21.25	21.68	21.50	20.59
Tangible Book Value	19,061	18,263	16,954	13,497	13,353	12,756
Tangible Book Value Per Share	23.28	22.31	20.71	20.97	20.74	19.81

Source: S&P Global Market Intelligence. Banks template. Financial Sources.