Philippine National Bank Ratios and Metrics

Market cap in millions PHP. Fiscal year is January - December.

Millions PHP. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	May '25 May 14, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Market Capitalization	74,762	42,264	28,227	28,990	30,668	44,781	Upgrade
Market Cap Growth	148.23%	49.73%	-2.63%	-5.47%	-31.52%	-14.93%	Upgrade
Last Close Price	49.00	26.80	17.90	18.38	19.45	28.40	Upgrade
PE Ratio	3.42	2.01	1.57	2.51	0.97	17.13	Upgrade
PS Ratio	1.28	0.75	0.55	0.65	0.46	1.58	Upgrade
PB Ratio	0.34	0.20	0.15	0.17	0.19	0.29	Upgrade
P/FCF Ratio	-	-	-	0.98	2.57	1.43	Upgrade
P/OCF Ratio	-	-	-	0.97	2.35	1.38	Upgrade
Debt / Equity Ratio	0.17	0.18	0.30	0.42	0.65	0.96	Upgrade
Debt / FCF Ratio	-	-	-	2.41	8.71	4.81	Upgrade
Return on Equity (ROE)	10.58%	10.39%	9.95%	7.00%	20.44%	1.55%	Upgrade
Return on Assets (ROA)	1.77%	1.72%	1.52%	0.99%	2.68%	0.20%	Upgrade
Earnings Yield	29.21%	49.81%	63.70%	39.78%	103.14%	5.84%	Upgrade
FCF Yield	-	-20.57%	-56.67%	101.59%	38.97%	69.78%	Upgrade
Buyback Yield / Dilution	-	-	-	-	-	-11.15%	Upgrade

Updated Feb 26, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.