PSE:UBP Statistics

Total Valuation

PSE:UBP has a market cap or net worth of PHP 104.47 billion.

Market Cap	104.47B
Enterprise Value	n/a

Important Dates

The last earnings date was Tuesday, August 5, 2025.

Earnings Date	Aug 5, 2025
Ex-Dividend Date	Feb 14, 2025

Share Statistics

PSE:UBP has 3.32 billion shares outstanding. The number of shares has increased by 9.48% in one year.

Current Share Class	3.32B
Shares Outstanding	3.32B
Shares Change (YoY)	+9.48%
Shares Change (QoQ)	+2.74%
Owned by Insiders (%)	2.44%
Owned by Institutions (%)	19.34%
Float	1.12B

Valuation Ratios

The trailing PE ratio is 7.76 and the forward PE ratio is 5.89. PSE:UBP's PEG ratio is 0.28.

PE Ratio	7.76
Forward PE	5.89
PS Ratio	1.75
PB Ratio	0.53
P/TBV Ratio	0.74
P/FCF Ratio	213.82
P/OCF Ratio	97.46
PEG Ratio	0.28

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	427.79
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 5.33%.

Return on Equity (ROE)	5.33%
Return on Assets (ROA)	0.90%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	10.91M
Profits Per Employee	1.85M
Employee Count	5,482
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, PSE:UBP has paid 3.55 billion in taxes.

Income Tax	3.55B
Effective Tax Rate	25.77%

Stock Price Statistics

The stock price has decreased by -4.55% in the last 52 weeks. The beta is 0.75, so PSE:UBP's price volatility has been lower than the market average.

Beta (5Y)	0.75
52-Week Price Change	-4.55%
50-Day Moving Average	32.26
200-Day Moving Average	34.43
Relative Strength Index (RSI)	44.54
Average Volume (20 Days)	113,675

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSE:UBP had revenue of PHP 59.83 billion and earned 10.13 billion in profits. Earnings per share was 4.06.

Revenue	59.83B
Gross Profit	59.62B
Operating Income	14.39B
Pretax Income	13.76B
Net Income	10.13B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	4.06

Full Income Statement

Balance Sheet

The company has 59.69 billion in cash and 209.01 billion in debt, giving a net cash position of -149.33 billion or -45.03 per share.

Cash & Cash Equivalents	59.69B
Total Debt	209.01B
Net Cash	-149.33B
Net Cash Per Share	-45.03
Equity (Book Value)	195.97B
Book Value Per Share	36,758.25
Working Capital	-201.33B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 1.07 billion and capital expenditures -583.30 million, giving a free cash flow of 488.58 million.

Operating Cash Flow	1.07B
Capital Expenditures	-583.30M
Free Cash Flow	488.58M
FCF Per Share	0.15

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	24.05%
Pretax Margin	23.00%
Profit Margin	16.94%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	0.82%

Dividends & Yields

This stock pays an annual dividend of 1.00, which amounts to a dividend yield of 3.21%.

Dividend Per Share	1.00
Dividend Yield	3.21%
Dividend Growth (YoY)	25.00%
Years of Dividend Growth	n/a
Payout Ratio	24.64%
Buyback Yield	-9.48%
Shareholder Yield	-6.27%
Earnings Yield	9.70%
FCF Yield	0.47%

Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on December 21, 2023. It was a forward split with a ratio of 1.27.

Last Split Date	Dec 21, 2023
Split Type	Forward
Split Ratio	1.27

Scores

Altman Z-Score	n/a
Piotroski F-Score	3