Apna Microfinance Bank Limited (PSX:AMBL)
Pakistan
· Delayed Price · Currency is PKR 9.69
+0.78 (8.75%)
At close: Dec 4, 2025
Apna Microfinance Bank Cash Flow Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Net Income | -2,159 | -3,100 | -3,594 | -4,489 | -1,931 | 12.74 | Upgrade
|
| Depreciation & Amortization | 241.21 | 275.34 | 337.71 | 269.3 | 292.33 | 282.44 | Upgrade
|
| Other Amortization | 9.87 | 9.13 | 9.48 | 8.58 | 7.01 | 9.71 | Upgrade
|
| Gain (Loss) on Sale of Assets | -5.61 | -4.15 | -3.91 | -0.4 | -4.63 | -0.15 | Upgrade
|
| Total Asset Writedown | 11.98 | 11.98 | - | - | - | - | Upgrade
|
| Provision for Credit Losses | -73.27 | -29 | 1,312 | 3,536 | 107.43 | 91.99 | Upgrade
|
| Change in Trading Asset Securities | - | - | - | - | - | 52 | Upgrade
|
| Change in Other Net Operating Assets | -1,357 | -745.19 | 597.97 | 116.48 | 100.75 | -2,446 | Upgrade
|
| Other Operating Activities | 135.67 | 36.75 | -22.35 | -402.61 | -825.22 | -92.93 | Upgrade
|
| Operating Cash Flow | -3,184 | -3,545 | -1,363 | -962.25 | -2,253 | -2,090 | Upgrade
|
| Capital Expenditures | -10.45 | -6.77 | -4.81 | -36.8 | -69.59 | -68.57 | Upgrade
|
| Sale of Property, Plant and Equipment | 9.17 | 10.15 | 3.02 | 2.81 | 23.25 | 0.15 | Upgrade
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| Investment in Securities | -397.71 | -600.7 | 1,212 | -1,206 | 444.16 | -710.11 | Upgrade
|
| Purchase / Sale of Intangibles | - | - | - | - | -48.23 | -101.65 | Upgrade
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| Other Investing Activities | -313.41 | -259.93 | -256.25 | -233.83 | -180.68 | -145.12 | Upgrade
|
| Investing Cash Flow | -712.39 | -857.26 | 954.45 | -1,474 | 168.91 | -1,025 | Upgrade
|
| Short-Term Debt Repaid | - | - | - | -0.47 | -2.99 | -3.13 | Upgrade
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| Total Debt Repaid | - | - | - | -0.47 | -2.99 | -3.13 | Upgrade
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| Net Debt Issued (Repaid) | - | - | - | -0.47 | -2.99 | -3.13 | Upgrade
|
| Issuance of Common Stock | 630 | 500 | 1,000 | - | 154.18 | 350 | Upgrade
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| Net Increase (Decrease) in Deposit Accounts | 3,458 | 3,225 | -156.58 | 522.63 | -4,095 | 7,862 | Upgrade
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| Financing Cash Flow | 4,088 | 3,725 | 843.42 | 522.15 | -3,944 | 8,209 | Upgrade
|
| Net Cash Flow | 191.83 | -677.76 | 434.54 | -1,914 | -6,028 | 5,094 | Upgrade
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| Free Cash Flow | -3,194 | -3,552 | -1,368 | -999.05 | -2,323 | -2,158 | Upgrade
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| Free Cash Flow Margin | - | - | - | - | - | -108.14% | Upgrade
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| Free Cash Flow Per Share | -7.45 | -8.28 | -3.19 | -2.33 | -5.82 | -5.70 | Upgrade
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| Cash Interest Paid | - | - | - | 5.88 | 4.37 | 2.37 | Upgrade
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| Cash Income Tax Paid | 63.01 | 122.57 | 109.3 | 74.73 | 113.03 | 101.28 | Upgrade
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Source: S&P Global Market Intelligence. Banks template. Financial Sources.