Bank Alfalah Limited (PSX:BAFL)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
94.99
+0.99 (1.05%)
At close: Aug 13, 2025

Bank Alfalah Statistics

Total Valuation

Bank Alfalah has a market cap or net worth of PKR 149.81 billion.

Market Cap 149.81B
Enterprise Value n/a

Important Dates

The next estimated earnings date is Tuesday, August 19, 2025.

Earnings Date Aug 19, 2025
Ex-Dividend Date Aug 8, 2025

Share Statistics

Bank Alfalah has 1.58 billion shares outstanding. The number of shares has decreased by -0.00% in one year.

Current Share Class 1.58B
Shares Outstanding 1.58B
Shares Change (YoY) -0.00%
Shares Change (QoQ) -0.27%
Owned by Insiders (%) 21.46%
Owned by Institutions (%) 3.58%
Float 532.38M

Valuation Ratios

The trailing PE ratio is 4.53 and the forward PE ratio is 5.36.

PE Ratio 4.53
Forward PE 5.36
PS Ratio 0.83
PB Ratio 0.79
P/TBV Ratio 0.79
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF -1.64
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 19.40%.

Return on Equity (ROE) 19.40%
Return on Assets (ROA) 0.99%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee 10.97M
Profits Per Employee 2.00M
Employee Count 16,464
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, Bank Alfalah has paid 43.93 billion in taxes.

Income Tax 43.93B
Effective Tax Rate 57.04%

Stock Price Statistics

The stock price has increased by +59.86% in the last 52 weeks. The beta is 0.49, so Bank Alfalah's price volatility has been lower than the market average.

Beta (5Y) 0.49
52-Week Price Change +59.86%
50-Day Moving Average 85.37
200-Day Moving Average 78.62
Relative Strength Index (RSI) 66.63
Average Volume (20 Days) 4,218,287

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, Bank Alfalah had revenue of PKR 180.54 billion and earned 33.00 billion in profits. Earnings per share was 20.92.

Revenue 180.54B
Gross Profit 176.03B
Operating Income 77.69B
Pretax Income 77.02B
Net Income 33.00B
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 20.92
Full Income Statement

Balance Sheet

The company has 351.38 billion in cash and 601.39 billion in debt, giving a net cash position of -250.01 billion or -158.52 per share.

Cash & Cash Equivalents 351.38B
Total Debt 601.39B
Net Cash -250.01B
Net Cash Per Share -158.52
Equity (Book Value) 190.10B
Book Value Per Share 120.53
Working Capital -2,237.03B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -351.46 billion and capital expenditures -14.68 billion, giving a free cash flow of -366.14 billion.

Operating Cash Flow -351.46B
Capital Expenditures -14.68B
Free Cash Flow -366.14B
FCF Per Share -232.15
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 43.03%
Pretax Margin 42.66%
Profit Margin 18.28%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 10.00, which amounts to a dividend yield of 10.53%.

Dividend Per Share 10.00
Dividend Yield 10.53%
Dividend Growth (YoY) 5.56%
Years of Dividend Growth 3
Payout Ratio 45.41%
Buyback Yield 0.00%
Shareholder Yield 10.53%
Earnings Yield 22.03%
FCF Yield -244.40%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on September 14, 2018. It was a forward split with a ratio of 1.1.

Last Split Date Sep 14, 2018
Split Type Forward
Split Ratio 1.1

Scores

Altman Z-Score n/a
Piotroski F-Score 2