BankIslami Pakistan Limited (PSX:BIPL)

BankIslami Pakistan Balance Sheet

Financials in millions PKR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	48,154	39,024	40,488	40,511	26,999	22,110
Investment Securities	348,094	344,876	314,084	184,287	134,858	105,696
Trading Asset Securities	270.77	218.39	-	7.97	28.98	60.49
Total Investments	348,365	345,095	314,084	184,295	134,887	105,756
Gross Loans	314,700	334,086	271,654	233,967	215,356	170,159
Allowance for Loan Losses	-24,951	-25,555	-23,841	-19,106	-15,296	-15,294
Other Adjustments to Gross Loans	-5,825	-9,090	-1,708	-608.09	-332.36	-115.86
Net Loans	283,924	299,441	246,105	214,252	199,728	154,750
Property, Plant & Equipment	19,477	20,062	16,576	14,646	14,462	13,482
Goodwill	2,944	2,991	2,991	2,991	2,991	2,991
Other Intangible Assets	1,059	1,106	675.19	317.27	231.88	164.2
Other Receivables	20,266	17,996	23,269	12,926	9,231	8,306
Restricted Cash	3,185	3,055	2,175	1,510	1,248	12,235
Other Current Assets	7,094	6,185	6,706	5,461	6,574	5,494
Long-Term Deferred Tax Assets	3,139	-	110.45	3,214	4,183	5,700
Other Real Estate Owned & Foreclosed	1,214	1,215	1,215	1,216	1,506	1,671
Other Long-Term Assets	3,033	1,715	395.84	6,259	6,665	5,282
Total Assets	741,855	737,885	654,791	487,599	408,706	337,941
Accrued Expenses	4,539	4,408	2,863	1,814	1,528	1,166
Interest Bearing Deposits	366,738	351,613	340,602	256,336	212,362	190,310
Non-Interest Bearing Deposits	209,894	207,565	181,939	159,576	132,426	92,627
Total Deposits	576,632	559,178	522,541	415,912	344,788	282,937
Short-Term Borrowings	-	-	313.49	-	-	-
Current Portion of Leases	280.53	344.24	37.72	-	-	-
Current Income Taxes Payable	1,248	1,502	2,271	1,885	42.34	188.8
Accrued Interest Payable	5,973	7,566	8,409	4,786	2,082	1,748
Other Current Liabilities	92,163	100,101	66,926	23,854	26,391	21,561
Long-Term Debt	6,320	6,340	6,204	5,912	5,763	3,989
Long-Term Leases	4,554	4,496	4,215	3,560	3,213	3,456
Long-Term Unearned Revenue	686.87	643.92	1,112	335.03	324.23	640.87
Pension & Post-Retirement Benefits	706.97	584.52	473.74	336.83	204.32	139.29
Long-Term Deferred Tax Liabilities	-	1,510	-	-	-	-
Other Long-Term Liabilities	3,338	2,996	3,055	2,414	1,563	1,601
Total Liabilities	696,440	689,670	618,420	460,808	385,899	317,428
Common Stock	11,087	11,087	11,087	11,087	11,087	11,087
Retained Earnings	31,154	29,820	20,711	13,024	8,344	6,262
Comprehensive Income & Other	3,174	7,308	4,574	2,680	3,376	2,947
Total Common Equity	45,415	48,215	36,372	26,791	22,807	20,296
Minority Interest	-	-	-	-	-	216.84
Shareholders' Equity	45,415	48,215	36,372	26,791	22,807	20,513
Total Liabilities & Equity	741,855	737,885	654,791	487,599	408,706	337,941
Total Debt	11,154	11,180	10,770	9,472	8,976	7,445
Net Cash (Debt)	38,271	28,062	29,718	41,047	33,570	29,798
Net Cash Growth	56.70%	-5.57%	-27.60%	22.27%	12.66%	566.19%
Net Cash Per Share	34.52	25.31	26.80	37.02	30.28	26.88
Filing Date Shares Outstanding	1,109	1,109	1,109	1,109	1,109	1,109
Total Common Shares Outstanding	1,109	1,109	1,109	1,109	1,109	1,109
Book Value Per Share	40.96	43.49	32.81	24.16	20.57	18.31
Tangible Book Value	41,411	44,118	32,705	23,482	19,584	17,141
Tangible Book Value Per Share	37.35	39.79	29.50	21.18	17.66	15.46

Source: S&P Global Market Intelligence. Banks template. Financial Sources.