Habib Bank Limited (PSX:HBL)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
275.76
+4.70 (1.73%)
At close: Aug 13, 2025

Habib Bank Statistics

Total Valuation

Habib Bank has a market cap or net worth of PKR 404.50 billion.

Market Cap 404.50B
Enterprise Value n/a

Important Dates

The next estimated earnings date is Friday, August 22, 2025.

Earnings Date Aug 22, 2025
Ex-Dividend Date Aug 8, 2025

Share Statistics

Habib Bank has 1.47 billion shares outstanding.

Current Share Class 1.47B
Shares Outstanding 1.47B
Shares Change (YoY) n/a
Shares Change (QoQ) +0.02%
Owned by Insiders (%) 0.05%
Owned by Institutions (%) 12.14%
Float 451.86M

Valuation Ratios

The trailing PE ratio is 6.40 and the forward PE ratio is 7.46.

PE Ratio 6.40
Forward PE 7.46
PS Ratio 1.19
PB Ratio 0.90
P/TBV Ratio 0.96
P/FCF Ratio 0.64
P/OCF Ratio 0.62
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 2.54
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 15.32%.

Return on Equity (ROE) 15.32%
Return on Assets (ROA) 0.91%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee 16.49M
Profits Per Employee 3.06M
Employee Count 20,661
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, Habib Bank has paid 74.64 billion in taxes.

Income Tax 74.64B
Effective Tax Rate 54.15%

Stock Price Statistics

The stock price has increased by +100.67% in the last 52 weeks. The beta is 0.78, so Habib Bank's price volatility has been lower than the market average.

Beta (5Y) 0.78
52-Week Price Change +100.67%
50-Day Moving Average 204.26
200-Day Moving Average 168.22
Relative Strength Index (RSI) 77.78
Average Volume (20 Days) 5,171,351

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, Habib Bank had revenue of PKR 340.65 billion and earned 63.25 billion in profits. Earnings per share was 43.12.

Revenue 340.65B
Gross Profit 329.52B
Operating Income 137.83B
Pretax Income 137.83B
Net Income 63.25B
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 43.12
Full Income Statement

Balance Sheet

The company has 470.12 billion in cash and 1.59 trillion in debt, giving a net cash position of -1,122.00 billion or -764.90 per share.

Cash & Cash Equivalents 470.12B
Total Debt 1.59T
Net Cash -1,122.00B
Net Cash Per Share -764.90
Equity (Book Value) 450.41B
Book Value Per Share 305.91
Working Capital -5,808.95B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 655.64 billion and capital expenditures -27.70 billion, giving a free cash flow of 627.93 billion.

Operating Cash Flow 655.64B
Capital Expenditures -27.70B
Free Cash Flow 627.93B
FCF Per Share 428.08
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 40.46%
Pretax Margin 40.46%
Profit Margin 18.57%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 184.33%

Dividends & Yields

This stock pays an annual dividend of 18.00, which amounts to a dividend yield of 6.53%.

Dividend Per Share 18.00
Dividend Yield 6.53%
Dividend Growth (YoY) 21.05%
Years of Dividend Growth 1
Payout Ratio 38.66%
Buyback Yield n/a
Shareholder Yield 6.53%
Earnings Yield 15.64%
FCF Yield 155.24%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 21, 2014. It was a forward split with a ratio of 1.1.

Last Split Date Mar 21, 2014
Split Type Forward
Split Ratio 1.1

Scores

Altman Z-Score n/a
Piotroski F-Score 4