Habib Metropolitan Bank Limited (PSX:HMB)

Habib Metropolitan Bank Balance Sheet

Financials in millions PKR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	102,321	74,575	94,931	71,418	67,799	39,212
Investment Securities	845,963	757,262	736,709	597,727	482,075	490,881
Trading Asset Securities	-	54,209	2,889	2,702	6,218	4,718
Total Investments	845,963	811,472	739,598	600,429	488,293	495,599
Gross Loans	537,110	538,514	466,488	475,670	436,928	342,142
Allowance for Loan Losses	-	-30,475	-27,359	-22,270	-21,170	-19,445
Other Adjustments to Gross Loans	-	-	-	-27.46	-24.21	-41.04
Net Loans	537,110	508,040	439,129	453,373	415,734	322,656
Property, Plant & Equipment	26,100	25,851	23,407	21,711	12,077	9,100
Other Intangible Assets	692.57	552.08	368.33	140.41	163.19	131.33
Accrued Interest Receivable	-	30,292	38,438	21,175	11,353	10,048
Other Receivables	3,718	2,206	43.51	16.85	3,017	1,999
Restricted Cash	-	18,790	17,806	6,197	15,587	15,483
Other Current Assets	-	43,459	25,747	25,863	29,508	35,405
Long-Term Deferred Tax Assets	-	-	5,265	5,131	3,218	1,154
Other Real Estate Owned & Foreclosed	-	4,300	4,300	4,300	4,547	2,983
Other Long-Term Assets	88,270	6,048	184,630	202,130	183,894	91,848
Total Assets	1,604,175	1,525,584	1,573,663	1,411,884	1,235,191	1,025,618
Accrued Expenses	-	8,102	8,554	5,381	3,830	3,242
Interest Bearing Deposits	1,061,071	520,806	637,767	572,998	503,650	459,874
Non-Interest Bearing Deposits	-	404,422	373,719	306,654	268,000	220,517
Total Deposits	1,061,071	925,228	1,011,486	879,652	771,650	680,391
Short-Term Borrowings	-	294,940	276,504	287,946	257,718	166,617
Current Portion of Long-Term Debt	-	20,025	11,462	12,487	21,050	11,682
Current Portion of Leases	-	1,059	887.26	859.16	693.5	527.73
Current Income Taxes Payable	-	6,307	10,046	4,807	2,115	2,025
Accrued Interest Payable	-	16,831	20,342	15,433	7,237	8,211
Other Current Liabilities	36,956	72,697	53,884	46,538	47,699	50,852
Long-Term Debt	287,956	38,535	51,508	55,766	46,951	33,462
Long-Term Leases	10,897	9,461	8,199	6,952	5,494	4,087
Long-Term Unearned Revenue	-	1,164	721.37	529.6	532.94	307.57
Pension & Post-Retirement Benefits	-	121.02	-	35.07	56.63	17.85
Long-Term Deferred Tax Liabilities	3,557	2,723	-	-	-	-
Other Long-Term Liabilities	77,212	7,499	21,880	16,771	3,275	2,857
Total Liabilities	1,477,650	1,404,692	1,475,474	1,333,157	1,168,302	964,281
Common Stock	10,478	10,478	10,478	10,478	10,478	10,478
Additional Paid-In Capital	-	2,551	2,551	2,551	2,551	2,551
Retained Earnings	57,775	88,266	75,754	59,607	50,476	41,545
Comprehensive Income & Other	53,066	14,754	5,212	2,406	-114.94	3,424
Total Common Equity	121,319	116,050	93,996	75,042	63,390	57,998
Minority Interest	5,206	4,843	4,193	3,685	3,499	3,340
Shareholders' Equity	126,526	120,893	98,189	78,728	66,889	61,338
Total Liabilities & Equity	1,604,175	1,525,584	1,573,663	1,411,884	1,235,191	1,025,618
Total Debt	298,854	364,020	348,561	364,010	331,906	216,377
Net Cash (Debt)	-196,532	-235,235	-250,741	-215,460	-257,681	-172,161
Net Cash Per Share	-187.57	-224.50	-239.30	-205.62	-245.92	-164.30
Filing Date Shares Outstanding	1,049	1,048	1,048	1,048	1,048	1,048
Total Common Shares Outstanding	1,049	1,048	1,048	1,048	1,048	1,048
Book Value Per Share	115.68	110.75	89.71	71.62	60.50	55.35
Tangible Book Value	120,627	115,498	93,627	74,902	63,227	57,867
Tangible Book Value Per Share	115.02	110.23	89.35	71.48	60.34	55.23

Updated Feb 19, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.