Pakistan Reinsurance Company Limited (PSX:PAKRI)
16.04
-0.06 (-0.37%)
At close: Dec 5, 2025
PSX:PAKRI Income Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Premiums & Annuity Revenue | 9,793 | 10,855 | 9,323 | 7,929 | 7,226 | 6,709 | Upgrade
|
| Total Interest & Dividend Income | 3,044 | 3,227 | 2,423 | 1,540 | 1,071 | 1,043 | Upgrade
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| Gain (Loss) on Sale of Investments | 582.42 | 447.35 | 203.3 | -39.34 | 30.51 | 105.56 | Upgrade
|
| Other Revenue | 317.82 | 487.72 | 482.68 | 217.18 | 75.58 | 74.35 | Upgrade
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| Total Revenue | 13,738 | 15,017 | 12,432 | 9,647 | 8,403 | 7,932 | Upgrade
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| Revenue Growth (YoY) | -7.20% | 20.79% | 28.87% | 14.81% | 5.94% | -0.76% | Upgrade
|
| Policy Benefits | 6,169 | 5,436 | 4,707 | 4,312 | 3,778 | 3,925 | Upgrade
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| Policy Acquisition & Underwriting Costs | 1,519 | 1,412 | 1,212 | 1,239 | 1,114 | 1,027 | Upgrade
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| Selling, General & Administrative | 1,901 | 2,036 | 1,594 | 1,544 | 736.94 | 673.73 | Upgrade
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| Provision for Bad Debts | -113.95 | -113.95 | 216.8 | -542.51 | 8.78 | 426.55 | Upgrade
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| Other Operating Expenses | -352.36 | -326.09 | 333.19 | -208.73 | -148.28 | -120.83 | Upgrade
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| Total Operating Expenses | 9,123 | 8,445 | 8,064 | 6,344 | 5,489 | 5,931 | Upgrade
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| Operating Income | 4,615 | 6,573 | 4,369 | 3,303 | 2,914 | 2,001 | Upgrade
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| Interest Expense | -1.79 | -2.53 | -2.35 | -2.41 | -2.46 | -2.49 | Upgrade
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| Earnings From Equity Investments | 68.08 | 88.43 | 63.47 | 20.31 | 3.66 | 1.88 | Upgrade
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| Currency Exchange Gain (Loss) | 103.9 | 56.91 | 671.62 | 138.24 | 66.67 | -15.3 | Upgrade
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| Other Non Operating Income (Expenses) | -3.56 | -3.56 | 47.41 | 109.78 | -58.96 | -0.26 | Upgrade
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| EBT Excluding Unusual Items | 4,781 | 6,712 | 5,149 | 3,569 | 2,923 | 1,984 | Upgrade
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| Asset Writedown | 66.03 | 66.03 | 87.65 | - | 698.06 | - | Upgrade
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| Other Unusual Items | 42.55 | 42.55 | - | - | - | - | Upgrade
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| Pretax Income | 4,890 | 6,820 | 5,236 | 3,569 | 3,621 | 1,984 | Upgrade
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| Income Tax Expense | 1,920 | 3,042 | 2,171 | 944.32 | 1,031 | 592.98 | Upgrade
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| Net Income | 2,970 | 3,778 | 3,065 | 2,625 | 2,590 | 1,391 | Upgrade
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| Net Income to Common | 2,970 | 3,778 | 3,065 | 2,625 | 2,590 | 1,391 | Upgrade
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| Net Income Growth | -19.38% | 23.26% | 16.78% | 1.36% | 86.11% | -6.25% | Upgrade
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| Shares Outstanding (Basic) | 900 | 900 | 900 | 900 | 900 | 900 | Upgrade
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| Shares Outstanding (Diluted) | 900 | 900 | 900 | 900 | 900 | 900 | Upgrade
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| EPS (Basic) | 3.30 | 4.20 | 3.41 | 2.92 | 2.88 | 1.55 | Upgrade
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| EPS (Diluted) | 3.30 | 4.20 | 3.41 | 2.92 | 2.88 | 1.55 | Upgrade
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| EPS Growth | -19.38% | 23.26% | 16.78% | 1.36% | 86.11% | -6.25% | Upgrade
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| Free Cash Flow | -2,331 | 109.88 | 2,353 | 1,682 | 151.55 | 1,435 | Upgrade
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| Free Cash Flow Per Share | -2.59 | 0.12 | 2.61 | 1.87 | 0.17 | 1.59 | Upgrade
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| Dividend Per Share | 2.000 | 2.000 | 1.000 | 0.750 | 0.667 | 0.833 | Upgrade
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| Dividend Growth | 100.00% | 100.00% | 33.33% | 12.49% | -19.99% | 24.99% | Upgrade
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| Operating Margin | 33.59% | 43.77% | 35.14% | 34.24% | 34.68% | 25.22% | Upgrade
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| Profit Margin | 21.62% | 25.16% | 24.66% | 27.21% | 30.82% | 17.54% | Upgrade
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| Free Cash Flow Margin | -16.97% | 0.73% | 18.93% | 17.43% | 1.80% | 18.09% | Upgrade
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| EBITDA | 4,526 | 6,631 | 4,417 | 3,335 | 2,920 | 2,008 | Upgrade
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| EBITDA Margin | 32.95% | 44.16% | 35.53% | 34.56% | 34.76% | 25.31% | Upgrade
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| D&A For EBITDA | -88.44 | 58.44 | 48.29 | 31.36 | 6.47 | 7.27 | Upgrade
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| EBIT | 4,615 | 6,573 | 4,369 | 3,303 | 2,914 | 2,001 | Upgrade
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| EBIT Margin | 33.59% | 43.77% | 35.14% | 34.24% | 34.68% | 25.22% | Upgrade
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| Effective Tax Rate | 39.27% | 44.60% | 41.46% | 26.46% | 28.48% | 29.88% | Upgrade
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Source: S&P Global Market Intelligence. Insurance template. Financial Sources.