Premier Insurance Statistics

Total Valuation

PSX:PINL has a market cap or net worth of PKR 262.94 million. The enterprise value is 208.76 million.

Market Cap	262.94M
Enterprise Value	208.76M

Important Dates

The last earnings date was Wednesday, May 7, 2025.

Earnings Date	May 7, 2025
Ex-Dividend Date	n/a

Share Statistics

PSX:PINL has 50.57 million shares outstanding.

Current Share Class	50.57M
Shares Outstanding	50.57M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	5.38%
Owned by Institutions (%)	10.90%
Float	28.97M

Valuation Ratios

The trailing PE ratio is 2.69.

PE Ratio	2.69
Forward PE	n/a
PS Ratio	0.51
PB Ratio	0.23
P/TBV Ratio	0.23
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 2.02, with an EV/FCF ratio of -2.77.

EV / Earnings	2.14
EV / Sales	0.40
EV / EBITDA	2.02
EV / EBIT	2.16
EV / FCF	-2.77

Financial Position

The company has a current ratio of 0.58, with a Debt / Equity ratio of 0.01.

Current Ratio	0.58
Quick Ratio	0.24
Debt / Equity	0.01
Debt / EBITDA	0.12
Debt / FCF	-0.15
Interest Coverage	41.70

Financial Efficiency

Return on equity (ROE) is 9.24% and return on invested capital (ROIC) is 4.83%.

Return on Equity (ROE)	9.24%
Return on Assets (ROA)	1.89%
Return on Invested Capital (ROIC)	4.83%
Return on Capital Employed (ROCE)	6.21%
Revenue Per Employee	6.32M
Profits Per Employee	1.19M
Employee Count	82
Asset Turnover	0.19
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -23.91% in the last 52 weeks. The beta is 0.77, so PSX:PINL's price volatility has been lower than the market average.

Beta (5Y)	0.77
52-Week Price Change	-23.91%
50-Day Moving Average	5.41
200-Day Moving Average	5.93
Relative Strength Index (RSI)	47.94
Average Volume (20 Days)	120,821

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSX:PINL had revenue of PKR 518.05 million and earned 97.72 million in profits. Earnings per share was 1.93.

Revenue	518.05M
Gross Profit	336.58M
Operating Income	82.32M
Pretax Income	101.52M
Net Income	97.72M
EBITDA	87.96M
EBIT	82.32M
Earnings Per Share (EPS)	1.93

Full Income Statement

Balance Sheet

The company has 65.29 million in cash and 11.12 million in debt, giving a net cash position of 54.18 million or 1.07 per share.

Cash & Cash Equivalents	65.29M
Total Debt	11.12M
Net Cash	54.18M
Net Cash Per Share	1.07
Equity (Book Value)	1.16B
Book Value Per Share	22.97
Working Capital	-663.41M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -73.23 million and capital expenditures -2.01 million, giving a free cash flow of -75.24 million.

Operating Cash Flow	-73.23M
Capital Expenditures	-2.01M
Free Cash Flow	-75.24M
FCF Per Share	-1.49

Full Cash Flow Statement

Margins

Gross margin is 64.97%, with operating and profit margins of 15.89% and 18.86%.

Gross Margin	64.97%
Operating Margin	15.89%
Pretax Margin	19.60%
Profit Margin	18.86%
EBITDA Margin	16.98%
EBIT Margin	15.89%
FCF Margin	n/a

Dividends & Yields

PSX:PINL does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	37.16%
FCF Yield	-28.61%

Stock Splits

The last stock split was on November 17, 2017. It was a forward split with a ratio of 1.1.

Last Split Date	Nov 17, 2017
Split Type	Forward
Split Ratio	1.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	n/a