Reliance Insurance Company Limited (PSX:RICL)
Pakistan
· Delayed Price · Currency is PKR 10.42
+0.23 (2.26%)
At close: May 14, 2025
PSX:RICL Income Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Premiums & Annuity Revenue | 557.5 | 546.5 | 460.69 | 360.47 | 303.13 | 319.48 | Upgrade
|
| Total Interest & Dividend Income | 160.49 | 161.91 | 158.19 | 114.48 | 74.69 | 68.85 | Upgrade
|
| Gain (Loss) on Sale of Investments | 248.35 | 267.23 | 109.23 | -34.04 | 3.42 | 23.57 | Upgrade
|
| Total Revenue | 966.33 | 975.64 | 728.11 | 440.91 | 381.25 | 411.9 | Upgrade
|
| Revenue Growth (YoY) | 21.33% | 33.99% | 65.14% | 15.65% | -7.44% | -8.13% | Upgrade
|
| Policy Benefits | 143.49 | 152.82 | 139.12 | 93.64 | 64.17 | 76.42 | Upgrade
|
| Policy Acquisition & Underwriting Costs | 131.37 | 131.74 | 114.12 | 92.89 | 65.45 | 74.32 | Upgrade
|
| Depreciation & Amortization | 5.15 | 5.15 | 4.56 | 4.29 | 3.17 | 3.61 | Upgrade
|
| Selling, General & Administrative | 236.69 | 224.94 | 202.47 | 172.32 | 168.17 | 170.2 | Upgrade
|
| Other Operating Expenses | -30.61 | -29.43 | -37.42 | -35.38 | -23.55 | -34.1 | Upgrade
|
| Total Operating Expenses | 544.2 | 543.32 | 476.51 | 372.52 | 317.02 | 328.94 | Upgrade
|
| Operating Income | 422.14 | 432.31 | 251.6 | 68.39 | 64.23 | 82.96 | Upgrade
|
| Other Non Operating Income (Expenses) | 0.9 | -0.65 | -0.18 | -1.34 | 3.02 | -0.1 | Upgrade
|
| EBT Excluding Unusual Items | 423.04 | 431.67 | 251.42 | 67.05 | 67.25 | 82.86 | Upgrade
|
| Gain (Loss) on Sale of Assets | 4.5 | 4.5 | 5.56 | 0.55 | 3.26 | 0.72 | Upgrade
|
| Pretax Income | 427.54 | 436.17 | 256.99 | 67.6 | 70.51 | 83.58 | Upgrade
|
| Income Tax Expense | 131.81 | 134.32 | 85.09 | 23.49 | 17.5 | 15.08 | Upgrade
|
| Net Income | 295.73 | 301.85 | 171.9 | 44.11 | 53.01 | 68.5 | Upgrade
|
| Net Income to Common | 295.73 | 301.85 | 171.9 | 44.11 | 53.01 | 68.5 | Upgrade
|
| Net Income Growth | 15.88% | 75.60% | 289.71% | -16.79% | -22.61% | -3.81% | Upgrade
|
| Shares Outstanding (Basic) | 100 | 100 | 100 | 100 | 100 | 100 | Upgrade
|
| Shares Outstanding (Diluted) | 100 | 100 | 100 | 100 | 100 | 100 | Upgrade
|
| EPS (Basic) | 2.94 | 3.00 | 1.71 | 0.44 | 0.53 | 0.68 | Upgrade
|
| EPS (Diluted) | 2.94 | 3.00 | 1.71 | 0.44 | 0.53 | 0.68 | Upgrade
|
| EPS Growth | 15.88% | 75.60% | 289.71% | -16.79% | -22.61% | -3.81% | Upgrade
|
| Free Cash Flow | -208.91 | -159.36 | -98.29 | -69.79 | -76.08 | -62.86 | Upgrade
|
| Free Cash Flow Per Share | -2.08 | -1.59 | -0.98 | -0.69 | -0.76 | -0.63 | Upgrade
|
| Dividend Per Share | - | - | 0.662 | 0.315 | 0.300 | - | Upgrade
|
| Dividend Growth | - | - | 110.05% | 4.96% | - | - | Upgrade
|
| Operating Margin | 43.68% | 44.31% | 34.55% | 15.51% | 16.85% | 20.14% | Upgrade
|
| Profit Margin | 30.60% | 30.94% | 23.61% | 10.00% | 13.91% | 16.63% | Upgrade
|
| Free Cash Flow Margin | -21.62% | -16.33% | -13.50% | -15.83% | -19.96% | -15.26% | Upgrade
|
| EBITDA | 437.59 | 447.03 | 264.62 | 80.64 | 74.79 | 95 | Upgrade
|
| EBITDA Margin | 45.28% | 45.82% | 36.34% | 18.29% | 19.62% | 23.06% | Upgrade
|
| D&A For EBITDA | 15.46 | 14.71 | 13.01 | 12.25 | 10.56 | 12.04 | Upgrade
|
| EBIT | 422.14 | 432.31 | 251.6 | 68.39 | 64.23 | 82.96 | Upgrade
|
| EBIT Margin | 43.68% | 44.31% | 34.55% | 15.51% | 16.85% | 20.14% | Upgrade
|
| Effective Tax Rate | 30.83% | 30.80% | 33.11% | 34.75% | 24.82% | 18.05% | Upgrade
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Source: S&P Global Market Intelligence. Insurance template. Financial Sources.