Reliance Insurance Company Limited (PSX:RICL)

PSX:RICL Cash Flow Statement

Financials in millions PKR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	295.73	301.85	171.9	44.11	53.01	68.5
Depreciation & Amortization	15.46	14.71	13.01	12.25	10.56	12.04
Gain (Loss) on Sale of Assets	-6.32	-4.5	-5.56	-0.55	-3.26	-0.72
Gain (Loss) on Sale of Investments	-79.78	-73.7	-14.09	-7.33	-4.96	-8.81
Change in Other Net Operating Assets	-85.01	-57.57	-13.1	-22.12	-28.87	-40.81
Other Operating Activities	-285.09	-304.15	-214.5	-81.89	-80.77	-92.44
Operating Cash Flow	-145.01	-123.35	-62.34	-55.52	-54.28	-62.24
Capital Expenditures	-63.9	-36.01	-35.94	-14.26	-21.8	-0.61
Sale of Property, Plant & Equipment	8.22	8.2	14.07	3.22	11.31	2.12
Investment in Securities	113.85	62.83	-15.09	3.37	-24.65	-18.94
Other Investing Activities	136.45	146.21	136.61	100.23	71.83	59.77
Investing Cash Flow	194.61	181.22	99.65	92.56	36.68	42.33
Common Dividends Paid	-64.22	-64.22	-30.57	-28.93	-	-
Financing Cash Flow	-64.22	-64.22	-30.57	-28.93	-	-
Miscellaneous Cash Flow Adjustments	-	-	0	-	-	-
Net Cash Flow	-14.62	-6.35	6.74	8.11	-17.6	-19.92
Free Cash Flow	-208.91	-159.36	-98.29	-69.79	-76.08	-62.86
Free Cash Flow Margin	-21.62%	-16.33%	-13.50%	-15.83%	-19.96%	-15.26%
Free Cash Flow Per Share	-2.08	-1.59	-0.98	-0.69	-0.76	-0.63
Cash Income Tax Paid	35.42	37.38	23.15	19.02	17.18	20.86
Levered Free Cash Flow	-53.94	-45.34	101.38	83.01	-61.83	6.56
Unlevered Free Cash Flow	-53.94	-45.34	101.38	83.01	-61.83	6.56
Change in Net Working Capital	269.33	294.23	32.94	-42.28	90.73	56.72

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.