Standard Chartered Bank (Pakistan) Limited (PSX:SCBPL)

PSX:SCBPL Income Statement

Financials in millions PKR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	145,249	159,133	151,851	90,430	46,852	52,222
Interest Income on Investments	100	100	50.14	25.93	20.93	-
Total Interest Income	145,349	159,233	151,901	90,456	46,873	52,222
Interest Paid on Deposits	58,943	65,620	57,118	45,828	20,585	24,082
Net Interest Income	86,406	93,613	94,784	44,628	26,289	28,140
Net Interest Income Growth (YoY)	-12.94%	-1.23%	112.39%	69.76%	-6.58%	1.27%
Gain (Loss) on Sale of Assets	27.8	23.43	159.39	104.19	11.16	104.27
Gain (Loss) on Sale of Investments	4,118	4,600	-996.16	2,266	2,055	3,381
Other Non-Interest Income	19,410	18,078	14,126	15,650	8,884	9,282
Total Non-Interest Income	23,555	22,702	13,289	18,020	10,950	12,767
Non-Interest Income Growth (YoY)	31.99%	70.83%	-26.25%	64.56%	-14.23%	13.14%
Revenues Before Loan Losses	109,962	116,315	108,073	62,648	37,239	40,907
Provision for Loan Losses	-4,239	-5,017	-180.79	-1,335	468.61	4,930
Revenue	114,201	121,332	108,254	63,983	36,770	35,977
Revenue Growth (YoY)	-3.18%	12.08%	69.19%	74.01%	2.21%	-8.07%
Salaries and Employee Benefits	1,740	1,839	1,709	930.83	527.14	509.09
Selling, General & Administrative	21,212	20,550	17,148	12,903	11,591	11,862
Other Non-Interest Expense	70.6	71.04	143.06	11.92	18.99	11.77
Total Non-Interest Expense	23,022	22,460	19,000	13,845	12,137	12,383
EBT Excluding Unusual Items	91,179	98,872	89,254	50,137	24,633	23,594
Asset Writedown	-117.52	-108.7	-18.07	-15.1	-26.12	-10.74
Other Unusual Items	1,856	1,857	-14.42	1.38	154.3	32.97
Pretax Income	92,917	100,620	89,221	50,123	24,762	23,616
Income Tax Expense	50,102	54,553	46,599	30,279	11,034	10,483
Earnings From Continuing Operations	42,816	46,067	42,622	19,844	13,728	13,133
Net Income	42,816	46,067	42,622	19,844	13,728	13,133
Net Income to Common	42,816	46,067	42,622	19,844	13,728	13,133
Net Income Growth	-4.15%	8.08%	114.78%	44.56%	4.53%	-18.01%
Basic Shares Outstanding	3,872	3,872	3,872	3,872	3,872	3,872
Diluted Shares Outstanding	3,872	3,872	3,872	3,872	3,872	3,872
EPS (Basic)	11.06	11.90	11.01	5.13	3.55	3.39
EPS (Diluted)	11.06	11.90	11.01	5.13	3.55	3.39
EPS Growth	-4.15%	8.08%	114.78%	44.56%	4.53%	-18.01%
Dividend Per Share	7.500	9.000	9.000	4.000	3.000	2.750
Dividend Growth	-28.57%	-	125.00%	33.33%	9.09%	-8.33%
Effective Tax Rate	53.92%	54.22%	52.23%	60.41%	44.56%	44.39%

Updated Mar 5, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.