Soneri Bank Ratios and Metrics

Market cap in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	May '25 May 13, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Market Capitalization	17,860	19,536	11,576	11,025	10,705	10,970	Upgrade
Market Cap Growth	68.90%	68.76%	5.00%	2.99%	-2.41%	1.01%	Upgrade
Last Close Price	16.20	16.03	6.75	5.77	4.81	4.31	Upgrade
PE Ratio	3.38	3.31	1.91	5.85	3.75	4.57	Upgrade
PS Ratio	0.54	0.61	0.42	0.66	0.70	0.84	Upgrade
PB Ratio	0.61	0.63	0.41	0.52	0.50	0.47	Upgrade
P/FCF Ratio	0.14	0.46	-	-	1.04	0.35	Upgrade
P/OCF Ratio	0.13	0.42	-	-	0.89	0.31	Upgrade
Debt / Equity Ratio	5.48	4.02	2.86	6.05	6.24	4.21	Upgrade
Debt / FCF Ratio	1.24	2.92	-	-	13.07	3.07	Upgrade
Return on Equity (ROE)	18.86%	19.86%	24.42%	8.80%	12.74%	11.07%	Upgrade
Return on Assets (ROA)	0.73%	0.84%	0.98%	0.33%	0.54%	0.52%	Upgrade
Earnings Yield	29.61%	30.21%	52.48%	17.08%	26.66%	21.88%	Upgrade
FCF Yield	723.94%	216.70%	-351.82%	-570.52%	96.50%	289.70%	Upgrade
Dividend Yield	22.00%	18.71%	44.44%	17.33%	31.18%	28.98%	Upgrade
Payout Ratio	60.44%	78.30%	18.05%	87.24%	47.64%	45.93%	Upgrade
Buyback Yield / Dilution	-0.00%	-	-	0.00%	-	-	Upgrade
Total Shareholder Return	22.00%	18.71%	44.44%	17.33%	31.18%	28.98%	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.