Qatar Islamic Insurance Group Q.P.S.C. (QSE:QISI)

QSE:QISI Income Statement

Financials in millions QAR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Premiums & Annuity Revenue	430.95	342.39	346.01	306.63	270.32	281.99
Total Interest & Dividend Income	38.1	38.32	31.6	31.15	18.49	16.06
Gain (Loss) on Sale of Investments	0.66	-0.09	-20.32	-1.55	0.01	-1.05
Other Revenue	17.78	17.44	14.08	7.36	0.16	0.12
Total Revenue	487.49	398.06	371.37	343.6	288.98	297.12
Revenue Growth (YoY)	100.65%	7.19%	8.08%	18.90%	-2.74%	39.33%
Policy Benefits	245.48	157.94	150.9	169.53	120.95	160.38
Policy Acquisition & Underwriting Costs	15.38	13.87	14.39	3.69	14.54	15.96
Depreciation & Amortization	0.62	0.62	0.62	0.8	0.8	2.79
Selling, General & Administrative	58.7	67.94	60.86	47.34	41.57	36.99
Other Operating Expenses	17.03	7.82	1.29	4.32	11.07	2.9
Total Operating Expenses	337.21	248.18	228.06	225.68	188.92	219.02
Operating Income	150.28	149.88	143.31	117.92	100.05	78.1
Interest Expense	-0.02	-0.03	-0.05	-8.02	-0.13	-
Earnings From Equity Investments	-	-	-	-3.25	-15.08	-2.37
EBT Excluding Unusual Items	150.26	149.85	143.26	106.65	84.85	75.73
Asset Writedown	-5.45	-6.15	-0.46	-5.31	-1.77	-
Pretax Income	144.81	143.7	142.8	101.34	83.08	75.73
Net Income	144.81	143.7	142.8	101.34	83.08	75.73
Net Income to Common	144.81	143.7	142.8	101.34	83.08	75.73
Net Income Growth	-7.48%	0.63%	40.92%	21.97%	9.71%	4.20%
Shares Outstanding (Basic)	151	150	150	150	150	150
Shares Outstanding (Diluted)	151	150	150	150	150	150
Shares Change (YoY)	0.92%	-	-	-	-	-
EPS (Basic)	0.96	0.96	0.95	0.68	0.55	0.50
EPS (Diluted)	0.96	0.96	0.95	0.68	0.55	0.50
EPS Growth	-8.33%	0.63%	40.92%	21.97%	9.71%	4.20%
Free Cash Flow	130.55	132.29	84.82	147.37	141.98	87.08
Free Cash Flow Per Share	0.86	0.88	0.56	0.98	0.95	0.58
Dividend Per Share	0.500	0.500	0.500	0.450	0.400	0.325
Dividend Growth	-	-	11.11%	12.50%	23.08%	-13.33%
Operating Margin	30.83%	37.65%	38.59%	34.32%	34.62%	26.29%
Profit Margin	29.70%	36.10%	38.45%	29.49%	28.75%	25.49%
Free Cash Flow Margin	26.78%	33.23%	22.84%	42.89%	49.13%	29.31%
EBITDA	151.76	151.39	144.89	119.11	101.3	84.41
EBITDA Margin	31.13%	38.03%	39.01%	34.67%	35.06%	28.41%
D&A For EBITDA	1.48	1.52	1.58	1.19	1.25	6.31
EBIT	150.28	149.88	143.31	117.92	100.05	78.1
EBIT Margin	30.83%	37.65%	38.59%	34.32%	34.62%	26.29%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.