Hong Leong Finance Limited (SGX:S41)

Hong Leong Finance Cash Flow Statement

Financials in millions SGD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	83.71	104.08	93.37	130.88	84.82	63.91
Depreciation & Amortization	9.1	8.5	7.56	7.94	8.01	7.92
Gain (Loss) on Sale of Assets	-	-	0	-	0	-1.36
Provision for Credit Losses	-4.14	0.26	-4.51	2.95	0.59	8.22
Change in Accounts Payable	-16.95	2.96	0.27	-1.32	-42.46	45.41
Change in Other Net Operating Assets	48.2	-66.09	-93.36	-1,231	304.35	723.18
Other Operating Activities	-40.07	-9.62	56.55	43.1	-33.59	-66.92
Operating Cash Flow	80.15	40.4	60.27	-1,047	322.13	780.68
Operating Cash Flow Growth	-21.23%	-32.97%	-	-	-58.74%	-
Capital Expenditures	-2.07	-1.87	-2.94	-1.43	-0.4	-0.35
Sale of Property, Plant and Equipment	-	-	-	-	-	1.75
Investing Cash Flow	-2.07	-1.87	-2.94	-1.43	-0.4	1.4
Long-Term Debt Issued	-	10.56	0.3	76.79	16.36	42.91
Long-Term Debt Repaid	-	-33.1	-24.89	-100.56	-14	-6.37
Net Debt Issued (Repaid)	-15.04	-22.53	-24.59	-23.77	2.36	36.54
Issuance of Common Stock	0.21	0.06	0.96	0.73	0.6	0.06
Common Dividends Paid	-61.69	-57.19	-75.12	-53.77	-41.41	-60.42
Net Increase (Decrease) in Deposit Accounts	188.51	-347.67	617.75	1,223	-387.49	-1,113
Other Financing Activities	-1.36	-1.36	-1.3	-0.54	-0.39	-
Financing Cash Flow	110.64	-428.69	517.7	1,146	-426.32	-1,137
Net Cash Flow	188.72	-390.16	575.03	97.3	-104.59	-354.43
Free Cash Flow	78.08	38.53	57.33	-1,049	321.73	780.33
Free Cash Flow Growth	-21.56%	-32.80%	-	-	-58.77%	-
Free Cash Flow Margin	36.42%	16.50%	26.43%	-409.65%	169.91%	516.57%
Free Cash Flow Per Share	0.17	0.09	0.13	-2.34	0.72	1.74
Cash Interest Paid	1.36	1.36	1.3	0.54	0.39	-
Cash Income Tax Paid	18.3	17.55	26.21	17.22	19.37	14.06

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.