Xiamen Bank Ratios and Metrics

Market cap in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Jun '25 Jun 26, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Market Capitalization	17,999	14,885	13,380	15,122	18,210	34,836	Upgrade
Market Cap Growth	12.83%	11.24%	-11.52%	-16.96%	-47.73%	-	Upgrade
Last Close Price	6.82	5.51	4.55	4.88	5.64	10.56	Upgrade
PE Ratio	8.10	6.37	5.26	6.34	8.59	19.11	Upgrade
PS Ratio	3.68	2.94	2.69	3.30	4.23	9.86	Upgrade
PB Ratio	0.55	0.46	0.44	0.61	0.78	1.77	Upgrade
P/FCF Ratio	-	-	-	0.59	-	-	Upgrade
P/OCF Ratio	-	-	-	0.57	-	-	Upgrade
Debt / Equity Ratio	4.50	4.62	4.58	5.00	4.86	5.23	Upgrade
Debt / FCF Ratio	-	-	-	4.81	-	-	Upgrade
Return on Equity (ROE)	8.13%	8.61%	9.96%	10.71%	10.31%	10.53%	Upgrade
Return on Assets (ROA)	0.64%	0.68%	0.72%	0.73%	0.72%	0.70%	Upgrade
Earnings Yield	12.39%	17.43%	19.91%	16.57%	11.91%	5.23%	Upgrade
FCF Yield	-4.68%	-31.10%	-35.22%	170.25%	-122.40%	-34.78%	Upgrade
Dividend Yield	4.69%	5.63%	6.81%	5.95%	4.44%	1.70%	Upgrade
Payout Ratio	36.84%	56.67%	33.14%	31.02%	24.05%	13.01%	Upgrade
Buyback Yield / Dilution	-0.29%	-	-	-	-9.09%	-1.85%	Upgrade
Total Shareholder Return	4.34%	5.63%	6.81%	5.95%	-4.66%	-0.15%	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.