Bank of Ningbo Co., Ltd. (SHE:002142)

Bank of Ningbo Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	147,949	59,407	43,790	39,596	24,483	32,516
Investment Securities	1,224,398	1,085,452	927,697	795,420	642,396	451,136
Trading Asset Securities	377,563	390,825	370,633	388,223	374,501	338,572
Total Investments	1,601,961	1,476,277	1,298,330	1,183,643	1,016,897	789,708
Gross Loans	1,648,185	1,476,063	1,254,635	1,046,002	862,709	691,020
Allowance for Loan Losses	-46,180	-43,129	-42,913	-38,564	-33,717	-26,942
Net Loans	1,602,005	1,432,934	1,211,722	1,007,438	828,992	664,078
Property, Plant & Equipment	12,065	12,194	12,086	11,792	11,535	7,593
Goodwill	293	293	293	293	-	-
Other Intangible Assets	3,969	4,017	2,912	2,421	1,302	1,199
Investments in Real Estate	27	-	14	24	32	39
Accrued Interest Receivable	-	12,000	10,288	8,272	7,484	5,135
Other Receivables	-	2,565	3,534	2,516	1,959	1,485
Restricted Cash	-	113,043	109,972	98,009	88,089	86,841
Other Current Assets	11,127	8,026	10,440	4,011	24,815	23,292
Long-Term Deferred Tax Assets	4,625	2,513	6,260	6,941	7,318	7,393
Other Real Estate Owned & Foreclosed	-	-	8	8	11	43
Other Long-Term Assets	12,014	1,153	1,089	157	1,719	6,666
Total Assets	3,396,035	3,125,232	2,711,662	2,366,097	2,015,548	1,626,749
Accounts Payable	-	7,633	10,171	13,485	11,164	7,316
Accrued Expenses	2,759	4,903	4,794	5,011	4,946	3,521
Interest Bearing Deposits	2,293,271	1,399,834	1,146,286	919,539	716,200	618,836
Non-Interest Bearing Deposits	-	554,207	501,938	465,742	431,415	414,283
Total Deposits	2,293,271	1,954,041	1,648,224	1,385,281	1,147,615	1,033,119
Short-Term Borrowings	123,541	479,768	382,388	371,119	111,934	66,181
Current Portion of Long-Term Debt	-	-	-	-	12,000	-
Current Portion of Leases	-	684	760	729	718	-
Current Income Taxes Payable	2,956	1,462	402	518	1,449	2,902
Accrued Interest Payable	-	33,400	22,434	13,331	9,608	8,211
Other Current Liabilities	4,470	4,943	14,236	25,653	23,372	22,118
Long-Term Debt	709,557	393,832	417,826	367,888	534,025	339,500
Long-Term Leases	2,494	1,866	2,059	2,159	2,284	19,285
Long-Term Unearned Revenue	-	-	-	-	267	327
Long-Term Deferred Tax Liabilities	-	-	-	-	30	-
Other Long-Term Liabilities	20,862	8,440	6,158	12,397	6,201	5,276
Total Liabilities	3,159,910	2,890,972	2,509,452	2,197,571	1,865,613	1,507,756
Preferred Stock, Convertible	14,810	14,810	14,810	14,810	14,810	14,810
Common Stock	6,604	6,604	6,604	6,604	6,604	6,008
Additional Paid-In Capital	37,611	-	-	37,666	37,695	26,403
Retained Earnings	155,929	148,512	126,369	104,895	85,879	70,159
Comprehensive Income & Other	20,024	63,225	53,412	3,651	4,371	1,100
Total Common Equity	220,168	218,341	186,385	152,816	134,549	103,670
Minority Interest	1,147	1,109	1,015	900	576	513
Shareholders' Equity	236,125	234,260	202,210	168,526	149,935	118,993
Total Liabilities & Equity	3,396,035	3,125,232	2,711,662	2,366,097	2,015,548	1,626,749
Total Debt	835,592	876,150	803,033	741,895	660,961	424,966
Net Cash (Debt)	-180,308	-345,422	-333,514	-243,454	-227,685	-39,654
Net Cash Per Share	-27.30	-52.30	-50.50	-36.86	-37.90	-6.74
Filing Date Shares Outstanding	6,604	6,604	6,604	6,604	6,604	6,008
Total Common Shares Outstanding	6,604	6,604	6,604	6,604	6,604	6,008
Book Value Per Share	31.83	31.55	26.71	23.14	20.38	17.26
Tangible Book Value	215,906	214,031	183,180	150,102	133,247	102,471
Tangible Book Value Per Share	31.18	30.90	26.23	22.73	20.18	17.06

Source: S&P Global Market Intelligence. Banks template. Financial Sources.