Banco Internacional (SNSE:BINT)

Banco Internacional Income Statement

Financials in millions CLP. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	294,558	295,380	288,791	186,129	77,901	137,480
Interest Paid on Deposits	188,147	167,038	200,091	109,584	29,644	69,512
Net Interest Income	106,411	128,342	88,700	76,545	48,257	67,968
Net Interest Income Growth (YoY)	-4.37%	44.69%	15.88%	58.62%	-29.00%	20.47%
Income From Trading Activities	18,642	16,443	22,446	2,744	18,784	-
Gain (Loss) on Sale of Assets	-2,498	-2,613	-400	-75	-2,617	20,552
Gain (Loss) on Sale of Investments	14,940	17,003	22,228	20,573	18,248	-63
Other Non-Interest Income	59,211	31,129	38,864	34,720	27,192	26,803
Total Non-Interest Income	90,295	61,962	83,138	57,962	61,607	47,292
Non-Interest Income Growth (YoY)	13.34%	-25.47%	43.44%	-5.92%	30.27%	20.80%
Revenues Before Loan Losses	196,706	190,304	171,838	134,507	109,864	115,260
Provision for Loan Losses	28,305	23,734	27,560	19,967	16,020	41,932
Revenue	168,401	166,570	144,278	114,540	93,844	73,328
Revenue Growth (YoY)	8.47%	15.45%	25.96%	22.05%	27.98%	-4.89%
Salaries and Employee Benefits	62,301	61,209	52,578	43,154	32,254	28,834
Occupancy Expenses	8,373	7,753	5,636	5,482	5,006	4,338
Selling, General & Administrative	31,823	29,461	20,601	13,174	12,605	10,192
Other Non-Interest Expense	7,584	6,840	3,457	698	2,481	5,118
Total Non-Interest Expense	110,081	105,263	82,272	62,508	52,346	48,482
EBT Excluding Unusual Items	58,320	61,307	62,006	52,032	41,498	24,846
Asset Writedown	-10	-10	-	-	-	-
Other Unusual Items	-	-	5,152	-	-	-91
Pretax Income	58,310	61,297	67,158	52,032	41,498	24,755
Income Tax Expense	5,746	7,537	12,733	4,505	8,469	-498
Earnings From Continuing Operations	52,564	53,760	54,425	47,527	33,029	25,253
Minority Interest in Earnings	-4,032	-3,257	984	-1	-1	-
Net Income	48,532	50,503	55,409	47,526	33,028	25,253
Net Income to Common	48,532	50,503	55,409	47,526	33,028	25,253
Net Income Growth	-15.89%	-8.85%	16.59%	43.90%	30.79%	0.80%
Basic Shares Outstanding	4,246	4,325	4,209	3,749	3,749	3,749
Diluted Shares Outstanding	4,246	4,325	4,209	3,749	3,749	3,749
Shares Change (YoY)	-1.84%	2.76%	12.28%	-	-	9.63%
EPS (Basic)	11.43	11.68	13.16	12.68	8.81	6.74
EPS (Diluted)	11.43	11.68	13.16	12.68	8.81	6.74
EPS Growth	-14.30%	-11.27%	3.80%	43.90%	30.78%	-8.05%
Dividend Per Share	3.503	3.503	3.949	3.803	2.643	2.021
Dividend Growth	-11.30%	-11.30%	3.84%	43.89%	30.79%	-8.05%
Effective Tax Rate	9.85%	12.30%	18.96%	8.66%	20.41%	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.