Lea Bank AB (STO:LEA)

Lea Bank AB Income Statement

Financials in millions NOK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	809.64	810.36	709.85	553.31	526.59	381.01
Interest Income on Investments	2.94	2.94	2.4	1.19	4.63	-
Total Interest Income	812.59	813.3	712.25	554.49	531.22	381.01
Interest Paid on Deposits	229.6	238.3	152.58	35.3	38.88	51.04
Interest Paid on Borrowings	28.16	28.16	23.05	25.83	21.5	10.48
Total Interest Expense	257.76	266.46	175.63	61.12	60.38	61.51
Net Interest Income	554.83	546.84	536.63	493.37	470.84	319.5
Net Interest Income Growth (YoY)	1.95%	1.90%	8.77%	4.79%	47.37%	8.14%
Gain (Loss) on Sale of Investments	22.52	41.9	36.98	4.56	-2.19	-1.52
Gain (Loss) on Sale of Equity Investments	0.22	0.22	-	-	-	-
Other Non-Interest Income	49.13	40.11	22.28	25.05	18.85	26.68
Total Non-Interest Income	71.87	82.23	59.26	29.61	16.66	25.16
Non-Interest Income Growth (YoY)	-10.63%	38.76%	100.16%	77.72%	-33.78%	-
Revenues Before Loan Losses	626.69	629.07	595.89	522.98	487.5	344.66
Provision for Loan Losses	285.84	311.03	283.51	175.97	151	190.61
Revenue	340.85	318.04	312.38	347.01	336.49	154.05
Revenue Growth (YoY)	7.17%	1.81%	-9.98%	3.13%	118.43%	-4.31%
Salaries and Employee Benefits	28.2	66.84	52.57	56.01	55.4	43.02
Occupancy Expenses	19.72	16.7	14.79	10.83	12.37	17.41
Selling, General & Administrative	48.78	0.26	0.38	0.01	0.08	5.4
Other Non-Interest Expense	114.98	114.39	104.57	93.8	98.55	63.5
Total Non-Interest Expense	211.68	198.19	172.3	160.65	166.39	129.33
EBT Excluding Unusual Items	129.17	119.86	140.08	186.36	170.1	24.72
Other Unusual Items	-	-	-	-	-	346.8
Pretax Income	129.17	119.86	140.08	186.36	170.1	371.53
Income Tax Expense	28.11	28.07	33.84	45.78	42.03	-7.32
Net Income	101.06	91.79	106.25	140.58	128.07	378.85
Net Income to Common	101.06	91.79	106.25	140.58	128.07	378.85
Net Income Growth	1.35%	-13.60%	-24.42%	9.76%	-66.19%	486.37%
Basic Shares Outstanding	98	96	95	95	95	95
Diluted Shares Outstanding	112	104	95	95	95	95
Shares Change (YoY)	22.17%	9.96%	-0.13%	0.12%	0.17%	99.83%
EPS (Basic)	1.03	0.96	1.12	1.48	1.35	4.00
EPS (Diluted)	0.90	0.88	1.12	1.48	1.35	4.00
EPS Growth	-17.04%	-21.43%	-24.32%	9.63%	-66.25%	193.44%
Dividend Per Share	1.850	1.850	0.550	0.740	0.670	-
Dividend Growth	236.36%	236.36%	-25.68%	10.45%	-	-
Effective Tax Rate	21.76%	23.42%	24.15%	24.57%	24.71%	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.