Cembra Money Bank AG (SWX:CMBN)
96.80
-0.50 (-0.51%)
At close: Dec 5, 2025
Cembra Money Bank AG Income Statement
Financials in millions CHF. Fiscal year is January - December.
Millions CHF. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest Income on Loans | 480.58 | 485.73 | 422.13 | 385.56 | 382.7 | 401.81 | Upgrade
|
| Interest Paid on Deposits | 99.42 | 105.25 | 74.91 | 29.39 | 26.03 | 26.86 | Upgrade
|
| Net Interest Income | 381.17 | 380.48 | 347.22 | 356.17 | 356.67 | 374.96 | Upgrade
|
| Net Interest Income Growth (YoY) | 5.82% | 9.58% | -2.51% | -0.14% | -4.88% | 12.95% | Upgrade
|
| Other Non-Interest Income | 168.54 | 169.98 | 168.47 | 152.69 | 130.35 | 122.27 | Upgrade
|
| Total Non-Interest Income | 168.54 | 169.98 | 168.47 | 152.69 | 130.35 | 122.27 | Upgrade
|
| Non-Interest Income Growth (YoY) | -1.16% | 0.90% | 10.34% | 17.14% | 6.61% | -17.23% | Upgrade
|
| Revenues Before Loan Losses | 549.71 | 550.46 | 515.69 | 508.86 | 487.02 | 497.23 | Upgrade
|
| Provision for Loan Losses | 70.27 | 74.15 | 56.91 | 40.93 | 40.28 | 56.41 | Upgrade
|
| Revenue | 479.43 | 476.3 | 458.78 | 467.93 | 446.74 | 440.82 | Upgrade
|
| Revenue Growth (YoY) | 3.40% | 3.82% | -1.95% | 4.74% | 1.34% | 1.42% | Upgrade
|
| Salaries and Employee Benefits | 124.59 | 133.37 | 136.38 | 135.02 | 132.11 | 128.69 | Upgrade
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| Selling, General & Administrative | 132.09 | 131.16 | 126.23 | 122.44 | 114.14 | 118.72 | Upgrade
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| Other Non-Interest Expense | 0 | 0 | -0 | 0 | 0 | - | Upgrade
|
| Total Non-Interest Expense | 256.68 | 264.52 | 262.61 | 257.46 | 246.26 | 247.41 | Upgrade
|
| EBT Excluding Unusual Items | 222.75 | 211.78 | 196.17 | 210.47 | 200.48 | 193.41 | Upgrade
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| Pretax Income | 222.75 | 211.78 | 196.17 | 210.47 | 200.48 | 193.41 | Upgrade
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| Income Tax Expense | 43.47 | 41.38 | 38.14 | 41.17 | 38.99 | 40.49 | Upgrade
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| Net Income | 179.28 | 170.4 | 158.03 | 169.3 | 161.5 | 152.92 | Upgrade
|
| Net Income to Common | 179.28 | 170.4 | 158.03 | 169.3 | 161.5 | 152.92 | Upgrade
|
| Net Income Growth | 11.13% | 7.82% | -6.65% | 4.83% | 5.61% | -3.94% | Upgrade
|
| Basic Shares Outstanding | 29 | 29 | 29 | 29 | 29 | 29 | Upgrade
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| Diluted Shares Outstanding | 29 | 29 | 29 | 29 | 29 | 29 | Upgrade
|
| Shares Change (YoY) | 0.05% | 0.01% | -0.01% | -0.07% | -0.01% | 2.06% | Upgrade
|
| EPS (Basic) | 6.11 | 5.81 | 5.39 | 5.77 | 5.50 | 5.21 | Upgrade
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| EPS (Diluted) | 6.10 | 5.80 | 5.38 | 5.76 | 5.49 | 5.20 | Upgrade
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| EPS Growth | 10.93% | 7.81% | -6.60% | 4.92% | 5.58% | -5.97% | Upgrade
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| Dividend Per Share | 4.250 | 4.250 | 4.000 | 3.950 | 3.850 | 3.750 | Upgrade
|
| Dividend Growth | 6.25% | 6.25% | 1.27% | 2.60% | 2.67% | - | Upgrade
|
| Effective Tax Rate | 19.52% | 19.54% | 19.44% | 19.56% | 19.45% | 20.94% | Upgrade
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Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.