Cembra Money Bank AG Ratios and Metrics

Market cap in millions CHF. Fiscal year is January - December.

Millions CHF. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Dec '25 Dec 4, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Market Capitalization	2,836	2,404	1,924	2,256	1,952	3,149	Upgrade
Market Cap Growth	21.81%	24.93%	-14.72%	15.60%	-38.00%	1.11%	Upgrade
Last Close Price	96.80	78.54	59.44	66.07	54.14	84.21	Upgrade
PE Ratio	15.87	14.11	12.18	13.33	12.09	20.59	Upgrade
PS Ratio	5.91	5.05	4.19	4.82	4.37	7.14	Upgrade
PB Ratio	2.28	1.87	1.54	1.77	1.63	2.79	Upgrade
P/OCF Ratio	17.73	9.22	10.21	9.27	11.18	13.50	Upgrade
Debt / Equity Ratio	2.21	2.27	2.49	2.07	2.10	2.30	Upgrade
Return on Equity (ROE)	14.60%	13.44%	12.52%	13.68%	13.88%	13.79%	Upgrade
Return on Assets (ROA)	2.21%	2.13%	2.01%	2.30%	2.25%	2.08%	Upgrade
Earnings Yield	6.32%	7.09%	8.21%	7.50%	8.27%	4.86%	Upgrade
FCF Yield	-48.34%	-52.92%	-73.65%	-57.76%	-59.39%	-33.15%	Upgrade
Dividend Yield	4.39%	5.41%	6.73%	5.98%	7.11%	4.45%	Upgrade
Payout Ratio	69.55%	68.89%	73.36%	66.73%	68.23%	72.08%	Upgrade
Buyback Yield / Dilution	-0.05%	-0.01%	0.01%	0.07%	0.01%	-2.06%	Upgrade
Total Shareholder Return	4.32%	5.40%	6.74%	6.05%	7.12%	2.39%	Upgrade

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.