Graubündner Kantonalbank (SWX:GRKP)

Graubündner Kantonalbank Income Statement

Financials in millions CHF. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	493.96	566.36	542.43	278.21	222.92	228.64
Interest Income on Investments	11.06	8.35	5.92	5.96	4.88	6.12
Total Interest Income	505.02	574.71	548.35	284.17	227.8	234.76
Interest Paid on Deposits	172.37	243.67	211.68	13.97	-32.74	-20.52
Net Interest Income	332.65	331.04	336.67	270.2	260.54	255.28
Net Interest Income Growth (YoY)	-1.93%	-1.67%	24.60%	3.71%	2.06%	3.58%
Income From Trading Activities	20.86	20.83	19.81	18.47	17.15	16.36
Gain (Loss) on Sale of Investments	1.84	0.97	1.42	3.7	5.54	3.04
Gain (Loss) on Sale of Equity Investments	3.26	3.52	4.78	1.9	1.62	1.98
Other Non-Interest Income	169.21	170.46	161.89	147.69	167.29	122.94
Total Non-Interest Income	199.91	200.85	192.72	176.45	195.84	148.47
Non-Interest Income Growth (YoY)	3.40%	4.22%	9.23%	-9.90%	31.90%	-9.34%
Revenues Before Loan Losses	532.56	531.89	529.39	446.64	456.38	403.75
Provision for Loan Losses	13.96	3.48	3.49	-13.85	0.19	-3.59
Revenue	518.6	528.41	525.91	460.49	456.18	407.34
Revenue Growth (YoY)	-2.59%	0.48%	14.21%	0.95%	11.99%	-1.93%
Salaries and Employee Benefits	159.77	154.9	147.74	136.38	132.12	125.62
Occupancy Expenses	26.03	26.03	31.96	27.61	21.7	20.75
Selling, General & Administrative	91.35	89.82	83.29	76.2	69.15	67.91
Other Non-Interest Expense	23.7	25.88	29.38	12.14	23.05	9.59
Total Non-Interest Expense	300.85	296.63	292.37	252.33	246.02	223.87
EBT Excluding Unusual Items	217.76	231.78	233.54	208.17	210.17	183.46
Other Unusual Items	-0.06	3.96	3.28	4.4	2.49	2.14
Pretax Income	217.7	235.74	236.82	212.57	212.66	185.6
Income Tax Expense	5.72	6.24	6.19	5.03	9.72	4.72
Earnings From Continuing Operations	211.97	229.5	230.64	207.54	202.94	180.89
Minority Interest in Earnings	-9.37	-12.04	-12.35	-9.76	-18.71	-8.06
Net Income	202.61	217.46	218.29	197.78	184.23	172.82
Net Income to Common	202.61	217.46	218.29	197.78	184.23	172.82
Net Income Growth	-13.06%	-0.38%	10.37%	7.36%	6.60%	-0.70%
Basic Shares Outstanding	-	2	-	2	2	2
Diluted Shares Outstanding	-	2	-	2	2	2
Shares Change (YoY)	-	-	-	0.01%	0.01%	-0.04%
EPS (Basic)	-	87.32	-	79.35	73.92	69.35
EPS (Diluted)	-	87.32	-	79.35	73.92	69.35
EPS Growth	-	-	-	7.35%	6.59%	-0.66%
Dividend Per Share	47.500	47.500	47.500	42.500	42.500	40.000
Dividend Growth	-	-	11.77%	-	6.25%	-
Effective Tax Rate	2.63%	2.65%	2.61%	2.37%	4.57%	2.54%

Updated Feb 13, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.