Graubündner Kantonalbank Cash Flow Statement

Financials in millions CHF. Fiscal year is January - December.

Millions CHF. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Net Income	217.46	218.29	197.78	184.23	172.82	Upgrade
Depreciation & Amortization	26.03	31.96	27.61	21.7	20.75	Upgrade
Gain (Loss) on Sale of Investments	-	-	-	-0.75	-0.13	Upgrade
Total Asset Writedown	44.04	53.09	36.02	35.04	37.28	Upgrade
Provision for Credit Losses	-32.22	-29.72	-44.72	-34.4	-50.16	Upgrade
Change in Trading Asset Securities	135.18	-107.12	-19.18	5.12	-4.98	Upgrade
Change in Other Net Operating Assets	354.65	-2,238	-3,086	-1,533	-247.45	Upgrade
Other Operating Activities	14.79	15.32	13.76	37.14	16.14	Upgrade
Operating Cash Flow	822.87	-2,074	-2,875	-1,285	-55.73	Upgrade
Capital Expenditures	-15.74	-17.91	-22.7	-25.21	-18.86	Upgrade
Sale of Property, Plant and Equipment	-	0.33	1.13	1.72	1.06	Upgrade
Cash Acquisitions	-5.94	-	-0.11	-	-	Upgrade
Investment in Securities	-658.93	371.26	-155.29	20.29	-578.89	Upgrade
Divestitures	-	-	18.77	-	0.92	Upgrade
Purchase / Sale of Intangibles	5.08	-	-39.32	-	-	Upgrade
Investing Cash Flow	-675.53	353.69	-197.53	-3.2	-595.77	Upgrade
Long-Term Debt Issued	573	886	970.72	209.01	-	Upgrade
Long-Term Debt Repaid	-200.27	-0.65	-2	-123.14	-291.3	Upgrade
Net Debt Issued (Repaid)	372.73	885.35	968.71	85.87	-291.3	Upgrade
Issuance of Common Stock	1.34	1.51	21.42	3.38	2.4	Upgrade
Repurchase of Common Stock	-1.31	-5.01	-2	-2.18	-19.3	Upgrade
Common Dividends Paid	-83.13	-74.38	-106.25	-100	-100	Upgrade
Preferred Dividends Paid	-35.63	-31.88	-	-	-	Upgrade
Total Dividends Paid	-118.75	-106.25	-106.25	-100	-100	Upgrade
Net Increase (Decrease) in Deposit Accounts	1,370	-521.36	860.84	1,431	1,409	Upgrade
Other Financing Activities	-9.12	-16.29	-20.61	-10.28	-12.7	Upgrade
Financing Cash Flow	1,614	237.95	1,722	1,408	973.48	Upgrade
Net Cash Flow	1,762	-1,482	-1,350	119.77	1,936	Upgrade
Free Cash Flow	807.13	-2,091	-2,897	-1,310	-74.59	Upgrade
Free Cash Flow Margin	152.75%	-397.69%	-629.16%	-287.20%	-18.31%	Upgrade
Free Cash Flow Per Share	324.09	-	-1162.40	-525.68	-29.93	Upgrade

Updated Feb 13, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.