The Saudi Investment Bank (TADAWUL:1030)
Saudi Arabia
· Delayed Price · Currency is SAR 13.76
+0.07 (0.51%)
Aug 14, 2025, 3:16 PM AST
The Saudi Investment Bank Income Statement
Financials in millions SAR. Fiscal year is January - December.
Millions SAR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest Income on Loans | 9,317 | 8,864 | 7,415 | 4,067 | 2,820 | 3,262 | Upgrade
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| Interest Income on Investments | - | - | - | - | - | 0.01 | Upgrade
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| Total Interest Income | 9,317 | 8,864 | 7,415 | 4,067 | 2,820 | 3,262 | Upgrade
|
| Interest Paid on Deposits | 5,713 | 5,327 | 3,998 | 1,222 | 467.59 | 940.32 | Upgrade
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| Net Interest Income | 3,604 | 3,537 | 3,417 | 2,845 | 2,352 | 2,322 | Upgrade
|
| Net Interest Income Growth (YoY) | 4.95% | 3.50% | 20.12% | 20.94% | 1.32% | 1.92% | Upgrade
|
| Gain (Loss) on Sale of Investments | 11.8 | 1.22 | 15.23 | 10.79 | 74.11 | 104.48 | Upgrade
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| Other Non-Interest Income | 665.18 | 640.14 | 534.13 | 422.23 | 326.54 | 419.99 | Upgrade
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| Total Non-Interest Income | 676.98 | 641.36 | 549.37 | 433.02 | 400.65 | 524.47 | Upgrade
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| Non-Interest Income Growth (YoY) | 13.96% | 16.74% | 26.87% | 8.08% | -23.61% | -2.94% | Upgrade
|
| Revenues Before Loan Losses | 4,281 | 4,178 | 3,967 | 3,278 | 2,753 | 2,846 | Upgrade
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| Provision for Loan Losses | 271.54 | 289.95 | 358.66 | 191.57 | 271.07 | 449.41 | Upgrade
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| Revenue | 4,009 | 3,888 | 3,608 | 3,086 | 2,482 | 2,397 | Upgrade
|
| Revenue Growth (YoY) | 8.77% | 7.76% | 16.90% | 24.35% | 3.56% | 62.42% | Upgrade
|
| Salaries and Employee Benefits | 836.28 | 822.36 | 786.7 | 747.24 | 687.38 | 672.04 | Upgrade
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| Occupancy Expenses | 183.36 | 176.83 | 183.46 | 154.99 | 150.95 | 144.68 | Upgrade
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| Selling, General & Administrative | 733.98 | 735.31 | 686.69 | 542.99 | 431.19 | 397.43 | Upgrade
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| Total Non-Interest Expense | 1,632 | 1,618 | 1,580 | 1,374 | 1,215 | 1,168 | Upgrade
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| EBT Excluding Unusual Items | 2,377 | 2,270 | 2,028 | 1,712 | 1,267 | 1,229 | Upgrade
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| Pretax Income | 2,377 | 2,270 | 2,028 | 1,712 | 1,267 | 1,229 | Upgrade
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| Income Tax Expense | 333.64 | 313.24 | 266.73 | 204.11 | 205.61 | 248.95 | Upgrade
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| Net Income | 2,044 | 1,957 | 1,762 | 1,508 | 1,062 | 979.56 | Upgrade
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| Preferred Dividends & Other Adjustments | 254.17 | 169.56 | 167.43 | 142.47 | 110.7 | 117.6 | Upgrade
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| Net Income to Common | 1,789 | 1,787 | 1,594 | 1,365 | 950.96 | 861.96 | Upgrade
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| Net Income Growth | 11.21% | 11.07% | 16.83% | 42.03% | 8.38% | 309.07% | Upgrade
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| Basic Shares Outstanding | 1,246 | 1,247 | 1,250 | 1,250 | 1,200 | 1,148 | Upgrade
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| Diluted Shares Outstanding | 1,246 | 1,247 | 1,250 | 1,250 | 1,200 | 1,148 | Upgrade
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| Shares Change (YoY) | -0.32% | -0.23% | - | 4.20% | 4.54% | 0.86% | Upgrade
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| EPS (Basic) | 1.44 | 1.43 | 1.28 | 1.09 | 0.79 | 0.75 | Upgrade
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| EPS (Diluted) | 1.44 | 1.43 | 1.28 | 1.09 | 0.79 | 0.75 | Upgrade
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| EPS Growth | 7.29% | 12.35% | 16.76% | 37.80% | 5.53% | 627.69% | Upgrade
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| Dividend Per Share | 0.400 | 0.760 | 0.680 | 0.600 | 0.420 | 0.240 | Upgrade
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| Dividend Growth | -44.44% | 11.77% | 13.33% | 42.86% | 75.00% | - | Upgrade
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| Effective Tax Rate | 14.04% | 13.80% | 13.15% | 11.92% | 16.23% | 20.26% | Upgrade
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Updated Feb 4, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.