Banque Saudi Fransi (TADAWUL:1050)

Banque Saudi Fransi Balance Sheet

Financials in millions SAR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	9,909	3,030	3,119	5,798	6,227	6,609
Investment Securities	65,694	60,299	48,760	44,527	43,868	37,688
Trading Asset Securities	4,694	5,692	5,659	6,583	4,062	6,909
Total Investments	70,388	65,990	54,419	51,110	47,930	44,597
Gross Loans	219,384	208,853	183,362	164,938	153,219	135,894
Allowance for Loan Losses	-3,792	-3,515	-2,644	-5,001	-4,733	-4,693
Other Adjustments to Gross Loans	-	-1,170	-1,327	-925.51	-673.39	-636.28
Net Loans	215,592	204,168	179,391	159,012	147,813	130,565
Property, Plant & Equipment	2,260	2,319	2,038	1,739	1,586	1,440
Other Receivables	3,049	4,313	2,514	2,279	1,927	869.92
Restricted Cash	9,784	9,937	9,471	9,167	8,692	7,966
Other Current Assets	-	2,404	2,122	2,376	1,033	1,404
Other Real Estate Owned & Foreclosed	227.22	343.5	343.36	342.05	384.18	384.18
Other Long-Term Assets	3,736	271.52	247.74	255.5	210.72	237.96
Total Assets	314,946	292,776	253,666	232,078	215,802	194,074
Accounts Payable	-	3,481	2,984	3,154	3,357	2,416
Interest Bearing Deposits	111,945	115,912	101,258	69,977	65,454	54,572
Non-Interest Bearing Deposits	84,250	80,783	76,878	91,444	89,494	80,270
Total Deposits	196,195	196,695	178,136	161,421	154,949	134,842
Short-Term Borrowings	23,548	24,807	15,009	15,898	6,246	5,096
Current Portion of Long-Term Debt	-	6,569	2,245	-	-	-
Current Income Taxes Payable	-	-	-	241.71	725.12	725.12
Other Current Liabilities	-	745.91	779.25	1,052	463.5	915.15
Long-Term Debt	36,116	8,949	6,389	4,515	-	-
Long-Term Leases	-	674.77	663.12	719.12	755.87	702.16
Long-Term Unearned Revenue	-	-	2,143	4,067	4,608	4,602
Other Long-Term Liabilities	7,011	2,104	1,990	1,741	1,474	1,526
Total Liabilities	262,871	246,169	212,262	193,333	176,116	155,438
Common Stock	25,000	25,000	12,054	12,054	12,054	12,054
Retained Earnings	16,098	14,928	25,945	23,884	22,455	20,470
Treasury Stock	-202.25	-188.11	-171.62	-102.25	-51.88	-75.43
Comprehensive Income & Other	11,179	6,867	3,577	2,910	5,229	6,188
Shareholders' Equity	52,075	46,607	41,404	38,745	39,686	38,636
Total Liabilities & Equity	314,946	292,776	253,666	232,078	215,802	194,074
Total Debt	59,664	41,000	24,306	21,133	7,002	5,799
Net Cash (Debt)	-45,060	-32,279	-15,528	-8,752	3,288	7,720
Net Cash Growth	-	-	-	-	-57.41%	69.18%
Net Cash Per Share	-18.24	-13.02	-6.23	-3.52	1.32	3.10
Filing Date Shares Outstanding	2,478	2,490	2,484	2,487	2,488	2,487
Total Common Shares Outstanding	2,478	2,490	2,484	2,487	2,488	2,487
Book Value Per Share	16.81	15.51	14.66	13.57	13.94	13.52
Tangible Book Value	52,075	46,607	41,404	38,745	39,686	38,636
Tangible Book Value Per Share	16.81	15.51	14.66	13.57	13.94	13.52

Source: S&P Global Market Intelligence. Banks template. Financial Sources.