Arab National Bank (TADAWUL:1080)

Arab National Bank Income Statement

Financials in millions SAR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	14,883	14,454	12,599	7,657	5,172	5,992
Interest Income on Investments	211.73	157.63	143.14	159.62	87.59	83.38
Total Interest Income	15,095	14,612	12,742	7,816	5,259	6,075
Interest Paid on Deposits	6,639	6,482	5,340	2,020	499.62	1,123
Net Interest Income	8,456	8,130	7,402	5,796	4,760	4,952
Net Interest Income Growth (YoY)	8.93%	9.83%	27.71%	21.78%	-3.89%	-12.16%
Income From Trading Activities	52.4	59.27	26.94	39.37	13.42	5.42
Gain (Loss) on Sale of Assets	15.48	15.48	20.8	2.65	-0.17	-0.05
Gain (Loss) on Sale of Investments	216.94	180.55	187.05	88.81	245.35	-78.03
Other Non-Interest Income	1,239	1,115	930.29	971.4	754.33	971.5
Total Non-Interest Income	1,524	1,370	1,165	1,102	1,013	898.83
Non-Interest Income Growth (YoY)	29.07%	17.59%	5.70%	8.82%	12.69%	-16.54%
Revenues Before Loan Losses	9,980	9,500	8,567	6,898	5,773	5,851
Provision for Loan Losses	738.11	644.81	670.17	879.84	1,034	1,282
Revenue	9,242	8,855	7,897	6,018	4,738	4,569
Revenue Growth (YoY)	9.23%	12.13%	31.21%	27.02%	3.71%	-20.46%
Salaries and Employee Benefits	1,906	1,799	1,547	1,380	1,255	1,192
Occupancy Expenses	261.15	245.89	228.29	213.61	210.35	220.27
Selling, General & Administrative	1,126	1,083	1,072	864.47	736.35	634.21
Total Non-Interest Expense	3,260	3,102	3,150	2,386	2,116	1,997
EBT Excluding Unusual Items	5,982	5,753	4,747	3,633	2,622	2,572
Pretax Income	5,982	5,753	4,747	3,633	2,622	2,572
Income Tax Expense	840.71	785.5	671.11	565.78	450.15	502.71
Earnings From Continuing Operations	5,142	4,967	4,076	3,067	2,171	2,069
Minority Interest in Earnings	-1.93	-1.33	-5.13	3.35	5.17	3.25
Net Income	5,140	4,966	4,071	3,070	2,177	2,072
Net Income to Common	5,140	4,966	4,071	3,070	2,177	2,072
Net Income Growth	14.64%	22.00%	32.57%	41.07%	5.04%	-31.46%
Basic Shares Outstanding	1,997	2,000	2,000	2,000	2,000	2,000
Diluted Shares Outstanding	1,997	2,000	2,000	2,000	2,000	2,000
Shares Change (YoY)	-0.15%	-	-	-	-	-
EPS (Basic)	2.57	2.48	2.04	1.54	1.09	1.04
EPS (Diluted)	2.57	2.48	2.04	1.54	1.09	1.04
EPS Growth	14.81%	22.00%	32.57%	41.07%	5.04%	-31.46%
Dividend Per Share	1.300	1.300	1.012	0.825	0.600	0.300
Dividend Growth	10.64%	28.39%	22.73%	37.50%	100.00%	-60.00%
Effective Tax Rate	14.05%	13.65%	14.14%	15.57%	17.17%	19.55%

Updated Feb 16, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.