Bank Albilad (TADAWUL:1140)
25.90
+0.22 (0.86%)
At close: Dec 4, 2025
Bank Albilad Income Statement
Financials in millions SAR. Fiscal year is January - December.
Millions SAR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest Income on Loans | 8,952 | 8,559 | 7,544 | 4,972 | 3,761 | 3,627 | Upgrade
|
| Interest Income on Investments | 93.05 | 103.25 | 70.25 | 63.35 | 34.78 | 15.47 | Upgrade
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| Total Interest Income | 9,045 | 8,663 | 7,614 | 5,035 | 3,796 | 3,642 | Upgrade
|
| Interest Paid on Deposits | 4,274 | 4,126 | 3,434 | 1,085 | 271.76 | 333.94 | Upgrade
|
| Net Interest Income | 4,771 | 4,537 | 4,180 | 3,950 | 3,524 | 3,308 | Upgrade
|
| Net Interest Income Growth (YoY) | 8.34% | 8.54% | 5.83% | 12.08% | 6.54% | 16.20% | Upgrade
|
| Gain (Loss) on Sale of Investments | 14.16 | 14.16 | 87.79 | 29.03 | -28.82 | -64.45 | Upgrade
|
| Other Non-Interest Income | 1,231 | 1,121 | 1,035 | 1,212 | 1,088 | 1,018 | Upgrade
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| Total Non-Interest Income | 1,245 | 1,135 | 1,123 | 1,241 | 1,060 | 953.95 | Upgrade
|
| Non-Interest Income Growth (YoY) | 10.29% | 1.10% | -9.56% | 17.15% | 11.08% | -13.16% | Upgrade
|
| Revenues Before Loan Losses | 6,016 | 5,672 | 5,303 | 5,191 | 4,584 | 4,262 | Upgrade
|
| Provision for Loan Losses | 77 | 129.69 | 323.83 | 550.65 | 569.67 | 694.51 | Upgrade
|
| Revenue | 5,939 | 5,542 | 4,979 | 4,641 | 4,014 | 3,568 | Upgrade
|
| Revenue Growth (YoY) | 12.09% | 11.31% | 7.29% | 15.61% | 12.52% | 4.86% | Upgrade
|
| Salaries and Employee Benefits | 1,500 | 1,424 | 1,321 | 1,249 | 1,169 | 1,153 | Upgrade
|
| Occupancy Expenses | 293.33 | 273.38 | 298.3 | 290.41 | 276.45 | 260.43 | Upgrade
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| Selling, General & Administrative | 775.45 | 715.62 | 718.8 | 780.19 | 688.69 | 652.67 | Upgrade
|
| Total Non-Interest Expense | 2,569 | 2,413 | 2,338 | 2,320 | 2,134 | 2,066 | Upgrade
|
| EBT Excluding Unusual Items | 3,370 | 3,129 | 2,641 | 2,321 | 1,880 | 1,502 | Upgrade
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| Pretax Income | 3,370 | 3,129 | 2,641 | 2,321 | 1,880 | 1,502 | Upgrade
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| Income Tax Expense | 347.08 | 322.27 | 272.02 | 239.04 | 193.66 | 153.17 | Upgrade
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| Earnings From Continuing Operations | 3,023 | 2,807 | 2,369 | 2,082 | 1,687 | 1,349 | Upgrade
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| Net Income | 3,023 | 2,807 | 2,369 | 2,082 | 1,687 | 1,349 | Upgrade
|
| Net Income to Common | 3,023 | 2,807 | 2,369 | 2,082 | 1,687 | 1,349 | Upgrade
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| Net Income Growth | 15.21% | 18.47% | 13.80% | 23.43% | 25.07% | 8.42% | Upgrade
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| Basic Shares Outstanding | 1,490 | 1,490 | 1,490 | 1,493 | 1,494 | 1,492 | Upgrade
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| Diluted Shares Outstanding | 1,490 | 1,490 | 1,490 | 1,493 | 1,494 | 1,492 | Upgrade
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| Shares Change (YoY) | -0.03% | - | -0.14% | -0.10% | 0.13% | - | Upgrade
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| EPS (Basic) | 2.03 | 1.88 | 1.59 | 1.39 | 1.13 | 0.90 | Upgrade
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| EPS (Diluted) | 2.03 | 1.88 | 1.59 | 1.39 | 1.13 | 0.90 | Upgrade
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| EPS Growth | 15.25% | 18.47% | 13.96% | 23.55% | 24.90% | 8.42% | Upgrade
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| Dividend Per Share | - | - | 0.333 | 0.333 | - | - | Upgrade
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| Effective Tax Rate | 10.30% | 10.30% | 10.30% | 10.30% | 10.30% | 10.20% | Upgrade
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Source: S&P Global Market Intelligence. Banks template. Financial Sources.