Amlak International Finance Company (TADAWUL:1182)
11.46
+0.20 (1.78%)
Dec 4, 2025, 3:19 PM AST
TADAWUL:1182 Income Statement
Financials in millions SAR. Fiscal year is January - December.
Millions SAR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest and Dividend Income | 75.66 | 106.35 | 180.44 | 229.07 | 240.74 | 240.5 | Upgrade
|
| Total Interest Expense | 207.16 | 198.23 | 136.11 | 70.39 | 54.22 | 65.1 | Upgrade
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| Net Interest Income | -131.5 | -91.87 | 44.33 | 158.68 | 186.52 | 175.4 | Upgrade
|
| Commissions and Fees | 34.72 | 20.2 | 14.12 | 19.03 | 21.4 | 14.75 | Upgrade
|
| Gain (Loss) on Sale of Investments | -1.02 | -1.28 | -0.03 | 11.96 | 1.63 | 1.46 | Upgrade
|
| Other Revenue | 447.82 | 328.1 | 123.78 | 31.4 | 20.69 | 22.01 | Upgrade
|
| Revenue Before Loan Losses | 350.02 | 255.15 | 182.21 | 221.08 | 230.24 | 213.62 | Upgrade
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| Provision for Loan Losses | 63.85 | 28.49 | 14.36 | 2.4 | -1.78 | 5.43 | Upgrade
|
| Revenue | 286.17 | 226.67 | 167.84 | 218.67 | 232.02 | 208.2 | Upgrade
|
| Revenue Growth (YoY) | 41.65% | 35.05% | -23.24% | -5.75% | 11.44% | 3.67% | Upgrade
|
| Cost of Services Provided | 173.12 | 149.24 | 114.16 | 97.61 | 99.23 | 84.37 | Upgrade
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| Other Operating Expenses | 7.37 | 5.88 | 4.84 | 0.78 | 0.67 | 2.01 | Upgrade
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| Total Operating Expenses | 199.59 | 168.03 | 128.89 | 107.74 | 108.69 | 92.8 | Upgrade
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| Operating Income | 86.58 | 58.63 | 38.95 | 110.93 | 123.34 | 115.39 | Upgrade
|
| EBT Excluding Unusual Items | 86.58 | 58.63 | 38.95 | 110.93 | 123.34 | 115.39 | Upgrade
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| Pretax Income | 86.58 | 58.63 | 38.95 | 110.93 | 123.34 | 115.39 | Upgrade
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| Income Tax Expense | 17.86 | 12.32 | 7.15 | 14.21 | 15.58 | 16.49 | Upgrade
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| Net Income | 68.72 | 46.31 | 31.81 | 96.72 | 107.75 | 98.9 | Upgrade
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| Net Income to Common | 68.72 | 46.31 | 31.81 | 96.72 | 107.75 | 98.9 | Upgrade
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| Net Income Growth | 90.64% | 45.61% | -67.12% | -10.24% | 8.95% | 41.27% | Upgrade
|
| Shares Outstanding (Basic) | 102 | 102 | 102 | 102 | 102 | 102 | Upgrade
|
| Shares Outstanding (Diluted) | 102 | 102 | 102 | 102 | 102 | 102 | Upgrade
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| EPS (Basic) | 0.67 | 0.45 | 0.31 | 0.95 | 1.06 | 0.97 | Upgrade
|
| EPS (Diluted) | 0.67 | 0.45 | 0.31 | 0.95 | 1.06 | 0.97 | Upgrade
|
| EPS Growth | 90.64% | 45.61% | -67.12% | -10.24% | 8.95% | 41.27% | Upgrade
|
| Free Cash Flow | -9.94 | -566.94 | -414.73 | 245.59 | 34.27 | -90.26 | Upgrade
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| Free Cash Flow Per Share | -0.10 | -5.56 | -4.07 | 2.41 | 0.34 | -0.89 | Upgrade
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| Dividend Per Share | - | - | - | 0.711 | 0.756 | 0.711 | Upgrade
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| Dividend Growth | - | - | - | -5.89% | 6.26% | 6.66% | Upgrade
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| Operating Margin | 30.25% | 25.87% | 23.21% | 50.73% | 53.16% | 55.43% | Upgrade
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| Profit Margin | 24.01% | 20.43% | 18.95% | 44.23% | 46.44% | 47.50% | Upgrade
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| Free Cash Flow Margin | -3.47% | -250.12% | -247.09% | 112.31% | 14.77% | -43.35% | Upgrade
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| Effective Tax Rate | 20.63% | 21.01% | 18.35% | 12.81% | 12.63% | 14.29% | Upgrade
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| Revenue as Reported | 556.13 | 452.27 | 313.16 | 291.47 | - | 278.72 | Upgrade
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Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.