United Cooperative Assurance Company (TADAWUL:8190)
Saudi Arabia
· Delayed Price · Currency is SAR 3.670
-0.010 (-0.27%)
At close: Dec 4, 2025
TADAWUL:8190 Income Statement
Financials in millions SAR. Fiscal year is January - December.
Millions SAR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Premiums & Annuity Revenue | 941.28 | 1,050 | 1,062 | 634.33 | 175.04 | 125.44 | Upgrade
|
| Total Interest & Dividend Income | -1.63 | -2.51 | -2.69 | 1.79 | 9.36 | 10.38 | Upgrade
|
| Gain (Loss) on Sale of Investments | - | 0 | 0.74 | -1.32 | -0.85 | 4.25 | Upgrade
|
| Other Revenue | 10.05 | 11.44 | 28.01 | 23.47 | 47.86 | 46.9 | Upgrade
|
| Total Revenue | 949.7 | 1,059 | 1,088 | 658.27 | 231.41 | 186.97 | Upgrade
|
| Revenue Growth (YoY) | -11.30% | -2.70% | 65.26% | 184.46% | 23.77% | 38.08% | Upgrade
|
| Policy Benefits | 988.35 | 916.15 | 938.84 | 677.3 | 185.23 | 89.47 | Upgrade
|
| Policy Acquisition & Underwriting Costs | 106.28 | 106.28 | 113.11 | - | 24.91 | 18.24 | Upgrade
|
| Depreciation & Amortization | 5.05 | 5.05 | 3.01 | 3.48 | - | - | Upgrade
|
| Selling, General & Administrative | 9.86 | 9.86 | 13.82 | 8.22 | 94.63 | 88.25 | Upgrade
|
| Provision for Bad Debts | - | - | - | - | -9.16 | 5.82 | Upgrade
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| Other Operating Expenses | 18.2 | 12.18 | -13.66 | 7.44 | 1.47 | 1.07 | Upgrade
|
| Total Operating Expenses | 1,148 | 1,070 | 1,078 | 710.63 | 297.08 | 202.85 | Upgrade
|
| Operating Income | -198.02 | -11 | 9.65 | -52.37 | -65.67 | -15.88 | Upgrade
|
| Interest Expense | -0.06 | -0.06 | -0.09 | -0.12 | - | - | Upgrade
|
| Other Non Operating Income (Expenses) | 4.48 | - | - | - | - | - | Upgrade
|
| EBT Excluding Unusual Items | -193.6 | -11.06 | 9.56 | -52.48 | -65.67 | -15.88 | Upgrade
|
| Pretax Income | -193.6 | -11.06 | 9.56 | -52.48 | -65.67 | -15.88 | Upgrade
|
| Income Tax Expense | -1.47 | 4 | 4.27 | 3 | 8 | 28 | Upgrade
|
| Net Income | -192.12 | -15.06 | 5.29 | -55.48 | -73.67 | -43.88 | Upgrade
|
| Net Income to Common | -192.12 | -15.06 | 5.29 | -55.48 | -73.67 | -43.88 | Upgrade
|
| Shares Outstanding (Basic) | 40 | 40 | 40 | 40 | 40 | 40 | Upgrade
|
| Shares Outstanding (Diluted) | 40 | 40 | 40 | 40 | 40 | 40 | Upgrade
|
| Shares Change (YoY) | - | - | 0.21% | -0.21% | - | - | Upgrade
|
| EPS (Basic) | -4.80 | -0.38 | 0.13 | -1.39 | -1.84 | -1.10 | Upgrade
|
| EPS (Diluted) | -4.80 | -0.38 | 0.13 | -1.39 | -1.84 | -1.10 | Upgrade
|
| Free Cash Flow | -172.89 | -22.85 | 15.61 | 1.68 | -8.68 | -100.69 | Upgrade
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| Free Cash Flow Per Share | -4.32 | -0.57 | 0.39 | 0.04 | -0.22 | -2.52 | Upgrade
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| Operating Margin | -20.85% | -1.04% | 0.89% | -7.95% | -28.38% | -8.49% | Upgrade
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| Profit Margin | -20.23% | -1.42% | 0.49% | -8.43% | -31.84% | -23.47% | Upgrade
|
| Free Cash Flow Margin | -18.20% | -2.16% | 1.44% | 0.26% | -3.75% | -53.85% | Upgrade
|
| EBITDA | -186.18 | -4.02 | 12.99 | -48.2 | -61.7 | -13.14 | Upgrade
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| EBITDA Margin | -19.60% | -0.38% | 1.19% | -7.32% | -26.66% | -7.03% | Upgrade
|
| D&A For EBITDA | 11.85 | 6.98 | 3.34 | 4.16 | 3.97 | 2.74 | Upgrade
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| EBIT | -198.02 | -11 | 9.65 | -52.37 | -65.67 | -15.88 | Upgrade
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| EBIT Margin | -20.85% | -1.04% | 0.89% | -7.95% | -28.38% | -8.49% | Upgrade
|
| Effective Tax Rate | - | - | 44.66% | - | - | - | Upgrade
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Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.