Ayalon Insurance Company Ltd (TLV:AYAL)
Israel
· Delayed Price · Currency is ILS · Price in ILA 10,050
-50 (-0.50%)
At close: Dec 4, 2025
Ayalon Insurance Company Income Statement
Financials in millions ILS. Fiscal year is January - December.
Millions ILS. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Premiums & Annuity Revenue | 3,174 | 3,083 | 2,669 | 2,260 | 1,981 | 1,949 | Upgrade
|
| Total Interest & Dividend Income | 274.56 | 301.32 | 322.72 | 290.74 | 175.49 | 94.6 | Upgrade
|
| Gain (Loss) on Sale of Investments | 942.49 | 661.42 | 377.72 | -474.26 | 665.21 | 186.3 | Upgrade
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| Other Revenue | 273.8 | 271.61 | 258.93 | 180.94 | 180.43 | 190.83 | Upgrade
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| Total Revenue | 4,702 | 4,351 | 3,660 | 2,290 | 3,062 | 2,461 | Upgrade
|
| Revenue Growth (YoY) | -13.00% | 18.88% | 59.82% | -25.22% | 24.41% | -14.57% | Upgrade
|
| Policy Benefits | 3,106 | 2,980 | 2,459 | 1,189 | 2,431 | 1,702 | Upgrade
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| Policy Acquisition & Underwriting Costs | 722.24 | 722.24 | 685.56 | 615.45 | 547.25 | 546.01 | Upgrade
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| Selling, General & Administrative | 370.68 | 370.68 | 316.54 | 304.48 | 253.19 | 250.28 | Upgrade
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| Other Operating Expenses | 75.88 | 5.35 | 7.31 | - | 0.03 | 0.01 | Upgrade
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| Total Operating Expenses | 4,275 | 4,079 | 3,468 | 2,109 | 3,232 | 2,498 | Upgrade
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| Operating Income | 426.47 | 272.06 | 191.78 | 181.2 | -169.5 | -37.06 | Upgrade
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| Interest Expense | -67.9 | -68.49 | -60.77 | -38.14 | -42.92 | -42.54 | Upgrade
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| Earnings From Equity Investments | 3.43 | 3.22 | 1.73 | -1.62 | 22.52 | -15.61 | Upgrade
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| Currency Exchange Gain (Loss) | -0.58 | -0.58 | -0.64 | 5.66 | 3.03 | -4.77 | Upgrade
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| EBT Excluding Unusual Items | 361.42 | 206.22 | 132.12 | 147.11 | -186.87 | -99.98 | Upgrade
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| Gain (Loss) on Sale of Assets | - | - | - | - | - | 0.54 | Upgrade
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| Asset Writedown | 19.19 | 19.19 | -3.02 | 47.5 | 78.02 | 23.05 | Upgrade
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| Pretax Income | 380.61 | 225.41 | 129.09 | 194.6 | -108.85 | -76.38 | Upgrade
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| Income Tax Expense | 112.21 | 81.28 | 44.15 | 27.88 | 5.18 | -12.13 | Upgrade
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| Earnings From Continuing Ops. | 268.4 | 144.13 | 84.94 | 166.72 | -114.02 | -64.26 | Upgrade
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| Net Income to Company | 268.4 | 144.13 | 84.94 | 166.72 | -114.02 | -64.26 | Upgrade
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| Minority Interest in Earnings | 0.31 | 0.28 | -0.03 | -0.04 | -0.07 | -0.02 | Upgrade
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| Net Income | 268.71 | 144.41 | 84.91 | 166.68 | -114.09 | -64.28 | Upgrade
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| Net Income to Common | 268.71 | 144.41 | 84.91 | 166.68 | -114.09 | -64.28 | Upgrade
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| Net Income Growth | 9.18% | 70.07% | -49.06% | - | - | - | Upgrade
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| Shares Outstanding (Basic) | 25 | 24 | 23 | 21 | 18 | 18 | Upgrade
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| Shares Outstanding (Diluted) | 26 | 26 | 26 | 21 | 18 | 18 | Upgrade
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| Shares Change (YoY) | -5.07% | 0.81% | 27.52% | 12.66% | - | - | Upgrade
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| EPS (Basic) | 10.68 | 6.14 | 3.72 | 8.13 | -6.27 | -3.53 | Upgrade
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| EPS (Diluted) | 10.46 | 5.70 | 3.41 | 8.13 | -6.27 | -3.53 | Upgrade
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| EPS Growth | 15.56% | 67.38% | -58.10% | - | - | - | Upgrade
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| Free Cash Flow | 325.11 | 196.02 | -52.07 | 293.31 | -316.71 | 347.88 | Upgrade
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| Free Cash Flow Per Share | 12.38 | 7.44 | -1.99 | 14.31 | -17.40 | 19.12 | Upgrade
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| Dividend Per Share | 6.040 | 3.604 | - | - | - | - | Upgrade
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| Operating Margin | 9.07% | 6.25% | 5.24% | 7.91% | -5.54% | -1.51% | Upgrade
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| Profit Margin | 5.71% | 3.32% | 2.32% | 7.28% | -3.73% | -2.61% | Upgrade
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| Free Cash Flow Margin | 6.92% | 4.51% | -1.42% | 12.81% | -10.34% | 14.13% | Upgrade
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| EBITDA | 454.19 | 292.77 | 212.28 | 261.06 | -101.95 | 21.18 | Upgrade
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| EBITDA Margin | 9.66% | 6.73% | 5.80% | 11.40% | -3.33% | 0.86% | Upgrade
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| D&A For EBITDA | 27.72 | 20.71 | 20.5 | 79.86 | 67.54 | 58.25 | Upgrade
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| EBIT | 426.47 | 272.06 | 191.78 | 181.2 | -169.5 | -37.06 | Upgrade
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| EBIT Margin | 9.07% | 6.25% | 5.24% | 7.91% | -5.54% | -1.51% | Upgrade
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| Effective Tax Rate | 29.48% | 36.06% | 34.20% | 14.33% | - | - | Upgrade
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| Revenue as Reported | 4,369 | 4,369 | 3,662 | 2,351 | 3,147 | 2,484 | Upgrade
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Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.